Diamond NestEgg
Hello members, supersavers & course fans! It's Jen & Markus, financial advisors, educators & super-supersavers since we were little kids! Everyone's financial journey is different. Learn all about about bonds, equities, real estate, crypto and other alternative assets! How do these investments fit into your financial and retirement journey?
Episodes
124 episodes
Cashing Out Before A Market Crash? Protect Your Portfolio With Three Possible Options
"My father retired in 2000 and lost 50% of his NAV. Then hardly recovered only to experience the 2008/9 crash. It was awful for him. " For me, this was one of the more difficult comments to read from the video that we posted last week on ...
8.35% DGRO: Most Defensive & Balanced Dividend Fund?
DGRO iShares Core Dividend Growth ETF has annualized dividend growth of 8.35% since 2015. Is it the most balanced and defensive portfolio, especially in the current market environment?
How To Prepare For A Market Collapse: Three Smart Options
Could you survive a 13-year bear market? What would happen to your money if the S&P 500 crashed by 50% like back in 2000 and 2007? Let's talk about how you could have protected yourself back then, and how you can protect your money now agai...
12.20% HIPS ETF* vs FXNAX & BND For Income Potential? | Graniteshares HIPS US High Income ETF
FXNAX, BND and/or HIPS? With a 12.20% 30-Day SEC Yield* and monthly distributions of 10.75 cents per share since 2015, could the GraniteShares HIPS US High Income ETF (HIPS) offer a way to potentially enhance income compared with funds such as ...
CGDV: Dividend ETF Beats S&P 500 by 3% Annually: Is It A "Secret Weapon" For Income Investors?
23.69% annualized trailing total return from a dividend fund, plus higher cash distribution yields than VOO - is this newcomer dividend fund a “secret weapon” for income-seeking investors? Capital Group’s Dividend Value ETF, ticker CGDV is what...
JAAA, SCHD & JEPI: Earn More Income In 2026?
Up to 8.29% annual cash payouts and some equity upside? Let’s compare JAAA, SCHD and JEPI today and talk about the differences between CLOs (collateralized loan obligations), dividend shares and covered call strategies.
13.12% & 22.05% On Blue Owl Capital (OBDC) & FS KKR Capital (FSK): Liquid Private Credit?
13.12% to 22.05% forward dividend yield on a business development company (BDC) with significant discounts to NAV? Might this be a buying opportunity for the potentially higher-yielding Boost part of your portfolio? Markus and I picked up some ...
250 Years Of Stocks, Treasuries & Inflation | How Attractive Are Rates Now?
8.7% 👉 this is how much US stocks have returned on an annualized basis since 1776. What about Treasuries and inflation? Join us for an overview of how Treasuries and US stocks have performed since independence 250 years ago. Plus, how attractiv...
Earn More With SGOV, BIL, VBIL, T-Bills Or Money Market Funds (VUSXX)?
Is SGOV better than BIL, VBIL, T-Bills & money market funds like VUSXX FZFXX & SNSXX? Which would we choose?
Fidelity’s Best Dividend Fund? FDVV Better Than An S&P 500 ETF?
Fidelity’s High Dividend ETF (FDVV): is it better than an S&P 500 ETF with its 13.47% 5-Year total return and much higher dividend? Might this be something to consider for your portfolio? Watch on in Part 4 Markus' Dividend Fund Series to l...
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Potential 13.94%* Monthly Income ETF | Are All Autocallables the Same?
A potentially high and stable 13.94% distribution rate as of May 31, 2026, often paid monthly, plus liquidity and possible tax efficiency. Let’s talk a bit more about the autocallable revolution that is happening in the ETF space right now! Her...
Seeking High, Stable Income? 13.94% Potential Distribution On CAIE: Calamos Autocallable Income ETF
This episode is sponsored by Calamos. 13.94% distribution rate from CAIE, the first autocallable income ETF in the US retail market, as per May 31st, 2026. Autocallables are no longer for just the wealthy. Could CAIE (Calamos Autocallable Incom...
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Buy VIG? Or Just Buy VOO Instead? | Vanguard’s Dividend Appreciation ETF (Dividend Fund Miniseries)
Is VIG the largest & best dividend fund? Or should you just buy VOO instead of VIG (Vanguard's Dividend Appreciation ETF)? Here are the three topics that we'll be covering in Part 3 of our Dividend Fund Miniseries:1. What does...
Are You In The Best Money Market Fund? | Fidelity’s SPAXX, Schwab’s SWVXX & Vanguard’s VMFXX
Could you be losing money on the top money market funds that our community uses (SPAXX, SWVXX & VMFXX) that you're not aware of (e.g. to taxes, etc)? See where the latest yields stands and some very important points that you might be missin...
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Are Money Market Funds Safe In A Crash? | Fidelity's SPAXX vs SWVXX & VMFXX
Can you lose money in a money market fund in a market crash? How do Fidelity's SPAXX, Schwab's SWVXX and Vanguard's VMFXX protect your money, and are they as safe as cash in your bank?
Is VYM The Better Dividend Fund? | Vanguard's High Dividend Yield ETF Review
Can VYM protect you against a market crash? The answer may surprise you. Let's review Vanguard's High Dividend Yield ETF:1 - How does VYM select the stocks it invests in? And is VYM’s portfolio really set up to be defensive in a crisi...
How To Prepare For A Market Crash: Three Fundamental Options
Could you survive a 13-year bear market? What would happen to your money if the S&P 500 crashed by 50% like back in 2000 and 2007? Let's talk about how you could have protected yourself back then, and how you can protect your money now agai...
Up To 5.50%: Grab These Rates Before They're Gone | MYGAs (Multi-Year Guaranteed Annuities) vs TIPS
Treasury yields moved lower last week, but it’s still not too late for the magic 5% number that quite a few of you have been waiting for, if you’re willing to look beyond Treasuries without compromising the safety of your investment. Or perhaps...
Ditch The Markets & Lock In Up To 9% Guaranteed Income Growth For 7 Years? | Fixed Indexed Annuity
Nervous about the markets & SpaceX IPO? What if we told you that there is a way to get an up to 9% growth spurt in your retirement income 7 years before retirement? Plus, 100% principal protection, while keeping up to 7.25% S&P upside f...
Buy SCHD At The Top of the Market? (393% Dividend Growth Over 13 Years)
393% dividend growth over the past 13 years for SCHD - should you buy SCHD at the top of the market for inflation-protected income? Is SCDH (Schwab’s US Dividend Equity ETF) really the best of both the “income” and the “growth” worlds? Watch on...
Up To 8.73% APY: Top Brokerage & High Yield Savings Accounts From Morgan Stanley E-Trade
An up to 8.73% APY cash bonus with a new brokerage account from Morgan Stanley’s E-Trade vs a cash bonus of up to $10,000, and what about a 4.00% HYSA locked-in for six months? Let's go through the top Morgan Stanley E-Trade bonus offers right ...
Best Preferred Stock ETF Right Now? Is PFFA A Buy For Income Investors?
Up to 9.65% distribution yield on a preferred equity fund. Is PFFA the “best” preferred ETF on the market right now? PFFA is the Virtus InfraCap US Preferred Stock ETF. Let's walk through how PFFA's total trailing returns, distribution yield an...
Protecting Your S&P 500 Funds Against A Crash? 100% Principal Protection With FIA & Income Rider?
The S&P 500 has come down a bit since hitting another all-time high of 7,621 last Tuesday. How can you earn up 7.25% for 7 years while protecting your cash against a potential market crash/AI bubble? Is it possible to stay invested in the S...
How To Protect Your S&P 500 Funds + Potential Lifelong Income? | Fixed Indexed Annuities
The S&P 500 just hit another all-time high - how can you protect your investments from crashing down again while still keeping up to potentially 9% upside? And lock in a guaranteed lifelong income at the same time?
Lock In 5% Rates Now Before They're Gone? | Top MYGA Rates 2026
Some Treasury maturities are still hovering around 5%, despite having come down from their mid-month highs. And some multi-year guaranteed annuities (MYGAs) are still above 5% currently. Is now the time to lock them in? And how might the curren...
