First and Future
Your paycheck is the fuel; ownership is the destination. Join us on First and Future as we explore the strategies, mindsets, and investments required to bridge the gap between earning a living and owning your future.
First and Future
Latest Episodes
Why Your Credit Karma Score Is Lying To You — What Mortgage Lenders Actually See W/Drew Schreter from UQUAL
Your Credit Karma score says 700. Your mortgage score says 650. Same person, same report — completely different number.In Episode 10 of First & Future Finance, Liam sits down with Drew Schreter of UQUAL — a loan readiness platform t...
Home Equity Investments Explained: The 500 Credit Score "Cheat Code" Nobody's Talking About | Ep. 9
Rates are back up, people aren't qualifying, and a brand-new loan product just changed the game. This week on First & Future Finance, Dibbs and Liam break down the Home Equity Investment (HEI) — the loan with no monthly payment, no interest...
Cash Flow, Escrow & Money Systems Explained
Liam just bought a car with straight cash — no loan, no monthly payment. In Episode 8, we break down why that decision was about CASH FLOW, not fear of debt, and how the same thinking applies to your mortgage, your escrow account, and your enti...
The Money System That Builds Wealth | Stop Chasing Quick Money & Start Building Assets (Ep. 7)
What actually creates long-term wealth? In Episode 7 of First & Future, Darryl Dibbs and Liam dive into the money habits that separate people who build wealth from those constantly chasing the next big win. From taking profits in the...
The Leverage Cycle | How the Wealthy Make Money Work for Them Ep.6
In this episode of First & Future Finance, Dibbs and Liam break down the concept of leverage and why building wealth is about much more than simply making more money. From using debt strategically and investing excess cash to understanding ...