Nikita & Joe'Mar discuss the importance of solid financial planning when it comes to having or starting a family. Each brings their own perspective (Nikita: inviting 2 new members for the first time; Joe'Mar: having 2 older children).

Nikita & Joe'Mar demystify life insurance by discussing what type of policies are out there, as well as which policies to avoid. Furthermore, this episode covers:What factors affect your premiumsHow to find ...

In this solo episode, Nikita covers the basics of stocks & bonds; how they are traded & the relative risks associated with investing in them. If you already understand the basics of investing, consider sharing this podcast w...

Join Nikita for a conversation with Diana, the founder of All The Colors. Diana is a CFP© and Registered Life Planner™, and uses her personal values to drive her work as a money coach to financially e...

Join Nikita for a conversation with 3rd Decade Alumni, Kyle Mittan, on a discussion around his history with budgeting (or lack thereof) and how he became the diligent budgeter that he is today. We hope if you've been procrastinating on using a ...

Join 3rd Decade Alumni, Rose (she/her) & Nikita (she/her) for a heartfelt conversation around the positive impact that budgeting has had in Rose's life. As a former "checking-balance-budgeter", Rose shares how building this habit into h...

In today's episode, Nikita speaks with Mary Cantor & Jacob Wingate, two of 3rd Decade's Alumni, on the financial transitions that come with marriage. Merging two adult's financial lives can be a significant challenge in a new marriage. Mary...

3rd Decade Alum, Sarah Ventre, shares in detail how she hustled her way through unpaid internships & temp jobs in her 20s and ultimately built herself a successful career in the audio journalism and production industry. If you need inspirat...

Join Nikita & Nina as they discuss the many factors to consider when determining what car to buy (and whether to seek a new or used car). When making a purchase, it's essential to weigh the pros and cons of both options to ensu...

Join Nikita & Nina (3rd Decade's Arizona Serve VISTA Program & Operations Coordinator) as they discuss alternatives to a 4-year degree after high school. In this episode, they discuss:# of Americans affected by ...

In this episode, Nikita discusses how our upbringing informs our money mindset, and ways that (if this is holding us back), we can use budgeting to help us improve it. She goes over 5 different methods for budgeting, and speaks personally on va...

In this episode, Nikita covers all the basics of understanding investing. Many people struggle to differentiate different account names and tax treatment. This is a great starting place to build a solid foundation in your investment knowledge.<...

Join Nikita for this mini-episode on choosing the college that's right for you. In this episode, she discusses different factors to consider when making your selection. Including things like: college credentials, networking, location, cost, res...

Nikita Wolff is joined by 3rd Decade graduate, Leroy Adams, to discuss how he's changing generational money habits within his own family. Throughout this episode, they discuss:Leroy's backgroundExpensive mistakesHo...

Nikita Wolff is joined by Cayla Vertreese, a 3rd Decade graduate,  and a 21 year old recent graduate of Northwest Missouri State University. Cayla received her Bachelors in Human Services and Minor in Psychology. Following he...

Nikita is joined by Co-Hosts Mary Rossi & Nolan DiFrancesco from Your World, Your Money, a podcast produced by the Global Thinking Foundation, which is a nonprofit focused on building a world free from economic abuses, where access...

Nikita is joined by Co-Hosts of Black & Brown Make Green Podcast, Natasha & Damian Carrillo. In this episode, we learn more about their own finance story, talk about what generationa...

Joe'Mar Hooper is 3rd Decade's new Executive Director. He joins our team with 20 years of leadership experience in government and the non-profit sector.  In his role with 3rd Decade, he will be charged with overseeing the delivery of 3rd D...

Welcome to Season 2!Join our new host Nikita Wolff & Co-Worker Nicole as they discuss behavioral finance; particularly what the main components of it are and how we can avoid falling into common psychological traps. In this...

Join Scott Bennett & Jennifer Edwards as they discuss some of the expected changes with PSLF (Public Service Loan Forgiveness). In this episode, they go over:Who this does and doesn't apply to.The types of ...

Join Scott & Nikita for this off-beat episode, sharing some of the best & worst financial advice received by those who are part of the 3rd Decade community. Some topics covered in this episode pertain to:Student...

In this episode, Scott & Nikita discuss at a high level what the differences are between "Term" and "Whole" Life Insurance policies. This episode covers:Larger-scale differencesWho might benefit from Whol...

In this short solo episode, Nikita goes over the topic of combining (or not combining) finances in a relationship. She goes over common approaches to navigating finances in a partnership, and what experts tend to agree on as the "best approach"...

In this episode, Scott discusses what 529 Plans are. Some topics covered:BenefitsLimitationsHow to navigate your options

3rd Decade Program Manager, Nikita Wolff & Lead Financial Mentor, Jennifer Edwards discuss the dilemma between renting or buying (depending on your situation). In this episode, they cover:Tax benefits (or the myth...