Fund2000.com Real Estate Podcast
Real estate is housing, its business, and so much more. Its complex. This podcast breaks down complex real estate issues such as sales, mortgages, foreclosures, and more. My name is Chuck Hamm. I began in real estate started after college when I became a sales agent in 2004, a licensed broker in 2008, then graduated of law school in 2017, and passed the California Bar Exam in 2019. I am a licensed mortgage loan originator, and principal and officer of California Mortgage Professionals, and I am a principal and officer in a nonjudicial foreclosure business, where I also assist in processing foreclosures. Subscribe to receive content about the real estate industry from sales and mortgages, to foreclosures, and all focused on California real estate issues. You can visit us at Sold2000.com for sales, Fund2000.com for mortgages, or email me at Chuck@Fund2000.com
Listen on Spotify, Apple, or anywhere you stream podcasts.
Episodes
41 episodes
Purchase Agreement: Permits & Transfer Tax Negotiations.
In this episode, we break down key questions from the residential offer form—especially the often-misunderstood Q5 and Q6—where sellers are typically responsible for city inspections, permits, and government compliance. Whether y...
David Reel on Lucy Hicks in Oxnard: Gender, Glamour, and a Federal Indictment
In this episode, Chuck Hamm interviews David Reel—Ventura County and Camarillo City Historian, author, and fellow podcaster—about the fascinating story of Lucy Hicks. Once a celebrated hostess and chef in Oxnard during the early 20th century, L...
Staying Cool with Comfort Regulator: A Conversation with Burton, HVAC Pro from SoCal
In this episode, we sit down with Burton, the owner of Comfort Regulator Heating and Cooling, serving the Los Angeles area and surrounding parts of Southern California. Burton shares insights into HVAC, how he built his business, and the princi...
Landlord Pitfalls: Properly Handling Abandoned Tenant Property
In this episode, Chuck uncovers the crucial steps every landlord must follow when dealing with property left behind by tenants. He explains notice requirements, mandatory storage guidelines, and the proper methods for selling or disposing of it...
Mediation & Arbitration in the CAR Residential Purchase Agreement
In this episode, we break down the dispute resolution provisions in the California Association of REALTORS® (CAR) Residential Purchase Agreement (RPA) and Lease Agreement. Understanding mediation and arbitration is critical for buyers, sellers,...
Exploring Ketone MonoEsters with Frank LLosa of KetoneAid
The pro cyclists' secret is out—ketones power faster recovery, peak endurance, and next-level performance. In this episode, Chuck sits down with Frank LLosa, the owner of KetoneAid and Hard Ketones, to dive deep into the science and benefits of...
Industry Updates and Milestones
Welcome to the latest episode of the podcast! Chuck talks about new for 2025 affecting the mortgage and real estate industry, highlighting potential regulatory changes and market impacts. Chuck provides a re-cap of California’s new law requirin...
New Laws 2025: Foreclosure Updates allow Borrowers more time to Sell Home before Foreclosure
In this episode, we explore the significant changes introduced by California Assembly Bill 2424, effective January 1, 2025, which reshapes the foreclosure process for residential properties with 1 to 4 units. We discuss new requirements that ex...
Usury Laws and NAR's Antitrust Shake-Up
In this episode of the Fund2000.com Real Estate Podcast, we have two crucial topics for real estate professionals and private investors in California. First, we explore the importance of using a broker to arrange private mortgage loans, highlig...
Revolutionizing Real Estate with Rexdat: A Conversation with Anvesh Chakravartula
In this episode, we sit down with Anvesh Chakravartula, the visionary behind Rexdat, a platform aiming to bring transparency and uniformity to the real estate sales industry. We discuss the primary vision driving Rexdat and Realoq's mission to...
Homelessness to Housing: Real Life example of how to help, Lloyd's Journey to Permanent Housing
In this episode, we catch up with Doug, a local homeless advocate, to hear an important update on Lloyd, a formerly homeless individual who we met in a previous episode. Doug shares how he helped Lloyd secure permanent housing through a HUD vou...
Changes in the MLS Rules (NAR Lawsuit): What Buyers and Agents Need to Know
In this episode, we're discussing the recent NAR lawsuit and MLS rule change that now requires buyers to sign a representation agreement before viewing properties. We'll explain what this means for buyers and agents, and how it shifts the dynam...
Homeowners Insurance in Crisis: Understanding California's Challenges and Solutions
In this episode, Luke and Chuck discuss the pressing issue of homeowners insurance in California. They explore the root causes of the current crisis, including poor policy decisions from inadequate forest management to bad legislative policy as...
Credit Repair: Unlocking Better Mortgages and Down Payment Assistance
In this episode of our podcast, we delve deep into the role that credit plays in securing favorable mortgage rates and gaining access to valuable down payment assistance programs. Understanding the intricacies of credit can significantly enhanc...
What's Happening: 1) California's Home Insurance Market and 2) NAR Settlement Impacts
In today’s episode, we discuss complexities and challenges presented by the current homeowners' insurance market in California. With the backdrop of natural hazards and related policy decisions, we explore the myriad reasons contributing to the...
Understanding Earnest Money and Liquidated Damages: Strategizing Real Estate Contract Risks
In this episode, Luke and I explore a crucial question: Can a buyer lose their earnest money deposit? Not only do we provide a comprehensive answer, but we also explore the relationship between earnest money deposits and liquidated damages. We ...
PSA - Secure Your Privacy: Opt-Out of Trigger Leads and Telemarketing Today
Protect your personal information! Enhance your privacy! This PSA highlights a helpful resource: OptOutPrescreen.com. When you apply for any mortgage loan, your credit report is accessed, which can activate "trigger leads." These leads are ofte...
Winning in a Seller's Market: FHA and VA Offers Made Possible
In today's fiercely competitive real estate market, presenting a compelling offer is more crucial than ever, especially for buyers utilizing FHA or VA loans. Our latest podcast episode, "Winning in a Seller's Market: FHA and VA Offers Made Poss...
Assessing HOA Financial Health: The Critical Role of Reserve Studies Explained
In this episode of the podcast, we welcome guest Luke Erickson to discuss the crucial role of reserve studies for Homeowners Associations (HOAs). We explore how reserve studies serve as essential tools for understanding the financial health of ...
Unlock Major Savings: How the Latest NAR Lawsuit Can Reduce Your Realtor Commissions! And market update...
In this episode we discuss groundbreaking lawsuit against the National Association of Realtors and its impact on real estate commissions. Discover how this pivotal legal decision has and will likely redefine commission structures, offering unpr...
Attention Seniors and People Age 55+: Reverse vs. Forward Mortgages, Senior Communities, and more
Reverse Mortgages and other real estate issues affecting Seniors: people who are 55 and over. We look at the good and bad with reverse mortgages, how to qualify for a reverse mortgage and some issues to look out for as you consider reverse mort...
The Numbers Game: Crunching Real Estate Data for Buyers & Sellers
In 'The Numbers Game: Crunching Real Estate Data for Buyers & Sellers', we look at some essential calculations that every home buyer and seller should be aware of. From exploring various loan options, understanding the magic behind net shee...
Real Estate Sales Commissions: Dispelling Myths and News About Them
In this episode, Chuck discusses some news about real estate agent sales commissions, and how litigation against Multiple Listing Services (MLS) and their associations might change rules related to those commissions. Anti-trust litigation again...
Property Rights Unlocked: A Look into the Shetty v. HSBC Case about Reinstatement of a Loan
In this episode, we look into the recent case of Niki-Alexander Shetty v. HSBC Bank USA, N.A., et al., a lawsuit involving a condominium in La Habra and foreclosure by the homeowners association. We explore the issue of whether Shetty, as a suc...
The Importance of Using Real Estate Professionals
In this podcast episode, we look into the crucial role of real estate professionals in the home buying and selling process. We highlight the different types of professionals involved, including real estate agents, title companies, escrow compan...