ACUMA ONpoint
ACUMA’s ONpoint Podcast series features some of the mortgage lending industry’s leading lights offering strategic insights and sound solutions to the challenges lenders face every day. In addition, each episode ends with a little bit of humor to help reset the tone of your day. Both personally and professionally, Onpoint Podcasts are an excellent investment of small amounts of time in return for great rewards.
Episodes
102 episodes
Inside The Road To Housing, CFPB Turmoil, And A Possible Shutdown
Housing policy is moving, stalling, and evolving all at once, so we brought in policy analyst Joel Herberman, from Brownstein Hyatt Farber Schreck, to cut through the noise. We begin with the Road to Housing Act, its removal from the defense bi...
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Season 3
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Episode 102
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27:48
How A Small Team Built Big Momentum And What We’re Planning Next
Year-end reflections are only useful if they’re honest, and that’s exactly where we go. We relive the moments that truly moved our community, an after party that validated creative risk, a rock paper scissors icebreaker that turned strangers in...
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Season 3
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Episode 101
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36:36
Shutdown Ends, Housing Policy Heats Up
A budget standoff ends, the lights come back on in Washington, and the housing world braces for what comes next. We examine the real consequences for lenders and borrowers when Congress relies on short-term fixes, including delayed hearings, st...
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Season 3
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Episode 100
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32:06
Homes Build Wealth, Credit Unions Deliver
Ready to rethink mortgages as more than a product line? We sit down with Jerry Reed, President and CEO of Member First Mortgage, to unpack why home lending is the most powerful lever credit unions have to build member wealth, stabilize neighbor...
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Season 3
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Episode 99
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57:06
Inside DC’s Standoff and the Road to Housing Act: What Credit Unions Need to Know
When Washington grinds to a halt, households and lenders feel the tremors long before the headlines fade. We break down the current full federal shutdown, why ACA subsidy deadlines hardened the standoff, how “essential” designations keep some s...
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Season 3
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Episode 98
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38:43
How A Credit Union Lifer Scales Impact With Fintech
What if the best way to serve members one-on-one is to scale their guidance to thousands? That’s the question we explore with Homebot’s Nicole Herrick, a credit union veteran who moved from the teller line and branch leadership to a fintech sea...
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Season 3
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Episode 97
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40:35
From Policy to People: How Credit Unions Can Rebuild Trust in Housing
Housing isn’t just math on a screen, it’s a story about stability, memory, and the people who fight to keep a roof overhead. We sit down with Julian Joseph, former FHA leader and founder of JYJ Consulting, to unpack what the “human side of hous...
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Season 3
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Episode 96
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52:19
Are You Building a Business or Just Winging It?
Consistency might be the most underrated superpower in the mortgage industry. While many professionals chase the next big strategy or market shift, Rebecca Lorenz, CEO and founder of Infinite Success Strategies, reveals a profound truth: your d...
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Season 3
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Episode 95
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39:48
Congress Faces Shutdown Threats While Credit Unions Gain Policy Wins
Annmarie Conboy-DePasquale from Brownstein Hyatt Farber Schreck breaks down crucial policy issues facing credit unions today, from the looming government funding deadline to major legislative wins. We examine the state of play in Washington and...
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Season 3
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Episode 94
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30:41
Networking, Knowledge, and New Perspectives: First-Time Attendees at ACUMA's Make Your Mark Conference
Ever wonder what it's like to step into a room of 600 mortgage professionals who feel more like coworkers than competitors? The unique collaborative spirit of credit unions takes center stage in this episode recorded live from ACUMA's Make Your...
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Season 3
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Episode 93
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15:20
Beyond Rate Wars: Meeting Members Where They Are
Tony Humphrey, VP of Mortgage Lending at One Nevada Credit Union, takes us deep into the strategic imperative facing credit unions today. As financial institutions nationwide enter budget planning season, Tony reveals why leveraging member data...
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Season 3
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Episode 92
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38:50
Every Loan is a Gift: Embracing Stewardship in Mortgage Banking
What if we approached each day in mortgage lending not as a series of transactions, but as opportunities to be good stewards of the gifts we've been given? Mark Seeley, AVP of Mortgage Lending at America's Credit Union, brings this refreshing p...
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Season 3
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Episode 91
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40:18
Policy Crossroads: Credit Union Challenges in an Uncertain Regulatory Environment
Financial regulation is undergoing a seismic shift, creating unprecedented challenges for credit unions and mortgage lenders. Our expert guest, Leah Dempsey, a Shareholder with Brownstein Hyatt Farber Schreck, walks us through the complex polic...
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Season 3
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Episode 90
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28:06
Mid-Year Reflections: Triumphs, Regrets, and Spicy Challenges
Ever wonder what happens when a team of mortgage industry professionals willingly subjects themselves to progressively spicier hot sauces while reflecting on their year? The ACUMA team delivers exactly that in their annual mid-year review episo...
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Season 3
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Episode 89
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49:39
Redlining and Fair Lending: Why Credit Unions Can't Let Their Guard Down
Imagine a world where nobody's watching. Would you still do the right thing? This thought-provoking question lies at the heart of our enlightening conversation with Jon Seward, former Department of Justice fair lending enforcement leader and cu...
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Season 3
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Episode 88
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47:10
The One Big Beautiful Bill: How Reconciliation Shaped Credit Union Policy
The "One Big Beautiful Bill Act" (OBBA) passed through Congress along party lines, preserving the credit union tax status while making significant changes to mortgage policy and CFPB funding. Zach Pfister joins the ONpoint Podcast policy series...
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Season 3
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Episode 87
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27:49
Your 30-Year Compliance Relationship Begins After Closing
Mortgage servicing compliance represents one of the most overlooked yet critically important aspects of credit union operations today. In this revealing conversation with Scott Weintraub, VP of Compliance at MQMR, we explore why credit unions o...
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Season 3
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Episode 86
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43:45
Navigating Mortgage Compliance: Understanding Recent UDAP Changes
Regulatory changes have been coming fast and furious in the credit union mortgage industry, leaving many wondering what's still required and what's been relaxed. In this eye-opening episode, Amanda Phillips, General Counsel and EVP of Complianc...
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Season 3
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Episode 85
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42:13
Hot Takes From The Hill: When Supreme Court Decisions Meet Your Mortgage
In this conversation with Leah Dempsey, Shareholder at Brownstein Hyatt Farber Schreck, Washington's regulatory landscape is undergoing seismic shifts that credit unions can't ignore. The CFPB under Acting Director Mark Calabria has transitione...
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Season 3
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Episode 84
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27:37
Navigating HMDA: A Strategic Tool Beyond Compliance
What if the annual HMDA filing you've treated as a compliance burden is your most powerful strategic tool? In this eye-opening conversation with Laird Nossuli, CEO of iEmergent, we explore how credit unions can transform their relationship with...
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Season 3
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Episode 83
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42:20
Breaking Down Mortgage Compliance
The compliance landscape for credit union mortgage operations has never been more complex or critical to navigate successfully. In this eye-opening first episode of our Compliance Summer Mini Series, regulatory expert Michael Christians is join...
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Season 3
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Episode 82
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41:09
Washington's Regulatory Rollercoaster: Inside the CFPB's Transformation
The regulatory landscape for credit union mortgage lending is undergoing seismic shifts, particularly at the Consumer Financial Protection Bureau. In this revealing policy episode, we explore Jonathan McKernan's unexpected withdrawal from the C...
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Season 3
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Episode 81
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26:30
Prairie Dogs and Cycling: Breaking Free from Mortgage Stress
What keeps you going after 30 years in the credit union industry? The answer lies in a carefully cultivated balance between professional passion and personal pursuits. Join ACUMA President Peter Benjamin and Victor Williams, Senior Vice Preside...
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Season 3
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Episode 80
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38:00
Mortgage Industry Backsliding: Risks and Responsibilities
The mortgage industry stands at a crossroads where diminishing regulatory oversight meets economic pressure, creating perfect conditions for a dangerous backslide in lending standards. Dan Sugg, Chief Mortgage Lending Officer with Michigan Firs...
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Season 3
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Episode 79
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44:35
Credit Union Collaboration: Live from Savannah with Mortgage Experts
What happens when credit union mortgage leaders gather in beautiful Savannah, Georgia? Rich conversation, valuable insights, and a reminder of why collaboration matters now more than ever.The latest episode of the ONpoint podcast takes y...
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Season 3
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Episode 78
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26:06
