Want the trip, the car, and a peaceful December without feeding your credit card? We walk through a simple, numbers-first plan to turn big goals into daily actions you can actually keep. It starts with clarity—naming a target and a date—then br...

Ever looked at a dental bill and wondered how a routine cleaning turned into a tangle of codes and surprise charges? We dig into the hidden world of dental insurance fraud—upcoding, unbundling, phantom billing, and double charging—and explain h...

Government pauses; life doesn’t. We open the mic on the shutdown standoff and follow the impact from Capitol Hill straight to kitchen tables: furloughed paychecks, closed parks, longer TSA lines, and the hidden costs that ripple through small t...

Sleep - that elusive reset button for our bodies and brains that many of us struggle to press properly. With 50-70 million Americans suffering from sleep deprivation or disorders, understanding how to improve sleep quality isn't just about feel...

Drowning in debt? You're not alone. This eye-opening conversation with financial expert John Ezell cuts through the confusion to reveal why so many of us struggle with debt—and exactly how to break free.The shocking truth? Most people h...

What happens when you get a traffic ticket in a rural area, need to evict a non-paying tenant, or find yourself in a dispute over a home renovation gone wrong? The Justice of the Peace court might be your destination, yet many residents don't u...

Nobody brags at a dinner party about buying life insurance, but when life takes an unexpected turn, it's the safety net your family will be grateful you had in place. In this illuminating conversation, host Steven Killfoil and financial expert ...

The dreaded pink slip – that moment when your professional world suddenly turns upside down. In this compelling episode of Money Moves, host Steven Killfoil shares his personal layoff story from 2015, revealing how what initially felt like a ca...

Those seemingly healthy granola bars and yogurts you're reaching for? They might be delivering more sugar than a candy bar. The refreshing fruit sorbet you chose over ice cream? It could be packing twice the sugar. We're pulling back the curtai...

Money moves beyond theory into action in this deep dive on strategic saving for retirement. Financial strategist John Ezell returns to break down how everyday decisions transform into lasting wealth—no matter your current income or debt situati...

Chrome isn't just shining in Pilot Point this August—it's serving a higher purpose. Beneath the gleaming hoods and polished fenders of the vehicles at ChromeFest lies a powerful story of community connection. My conversation with C...

Hemp's story reads like a political thriller, complete with corporate conspiracies, government cover-ups, and a modern-day governor fighting to restore an ancient plant's rightful place in American agriculture and medicine. Steven and Mady Kill...

Ready for a retirement reality check? Whether you're a twenty-something who thinks retirement is light-years away or approaching your golden years with anxiety, this conversation with retirement expert John Ezell delivers straight talk about se...

Fat has been unfairly villainized for decades, but the truth is far more nuanced than the "fat is bad" messaging we've all heard. The reality? Your body needs healthy fats to thrive - they support brain function, hormone production, and help ab...

As summer temperatures soar, so do the risks to your health and wellbeing. In this comprehensive guide to summer wellness, hosts Stephen and Maddie break down critical strategies for staying safe and feeling your best during the hottest months ...

Freedom rings differently when you understand its origins. This episode peels back the star-spangled layers of America's birthday celebration to reveal what truly makes the Fourth of July significant beyond the barbecues and fireworks displays....

Are American educational institutions upholding their promises or failing our children? This penetrating examination of the U.S. Department of Education and DEI policies reveals uncomfortable truths about power, control, and the future of learn...

Forget everything you thought you knew about "dieting." The Mediterranean approach isn't about deprivation or complicated rules—it's a delicious, science-backed way of eating that's been keeping people healthy for centuries.We dive deep...

Ever been blindsided by hidden travel fees or unexpected challenges while exploring Europe? You're not alone. Fresh from our adventure in Malaga, Spain, we're pulling back the curtain on international travel with hard-earned wisdom that could s...

Small towns across America are navigating the delicate balance between growth and preserving their unique character. Here in Cross Roads, Texas, we've just witnessed a perfect example of how thoughtful development can enhance community life whi...

The quest for youthful vitality drives many of us to try supplement after supplement, often with disappointing results. But what if the problem isn't collagen itself, but rather the quality of what you're taking?Today we dive deep into ...

Voting isn't just a right—it's a profound responsibility that can literally change the course of history. This week, we dive deep into the importance of local elections, particularly those involving our education system, where even a single vot...

Pulling back the curtain on local government decision-making, Councilman Andrew Evans joins the Cross Roads Podcast to explain the often invisible forces that shape our communities. What makes a councilman vote for a development pr...

Shocking revelations about our food system take center stage as we uncover the troubling connection between a single corrupted scientific study and America's diabetes epidemic. Buried in Harvard University archives for 51 years, documents revea...

Crossroads might be small in size, but its vision for the future is anything but limited. In this fascinating conversation with Councilman Ron King, we discover how this unique North Texas town is managing explosive growth while maintaining its...