The Payments Experts Podcast
Expert payments attorneys discuss the electronic payments industry from a legal perspective.
The Payments Experts Podcast
Latest Episodes
Why Merchants Get MATCH’d After Fraud They Didn’t Cause: Inside the BRAM Fine System | PEP109
Negotiation changes when you have leverage. Our playbook: lock out debits, demand the underlying basis, and force real answers, sometimes by filing a complaint.A six figure “brand fine” lands out of nowhere, nobody will show you the und...
The Secret to Merchant Stickiness? Rewards Instead of Rate Cuts with Guest Tuzo Rewards | PEP108
Payment processing often feels like a tax and when every ISO sells the same terminals, the same funding speed, and the same basic promises, the only lever left is price. That is how the industry ends up in a race to the bottom, with merchants s...
Why Processors Freeze Accounts (And How to Avoid It) | How Merchants Survive & Even Thrive | PEP107
Stripe approved the merchant… then froze funds and refunded customers anyway. How do you protect your business when the processor owns the relationship?One day your payments are flowing. The next day a platform decides it “doesn’t suppo...
Dual Pricing Done Right: 2026 Practical Guide To Cash Discount And Surcharging Compliance | PEP106
Surcharging caps. Debit card limits. Fines that flow through banks. If you’ve ever wondered who really profits from card payments, this conversation will change how you see Checkout is turning into a trust test. Customers hate surp...
AI Hallucinates a Refund Policy (It Didn't Exist) & The Business Paid: Rogue AI in Payments | PEP105
Software that negotiates prices and completes payments for you sounds convenient until it hallucinates a refund policy.Software that can shop, negotiate, and pay for you is no longer science fiction, and it is already colliding with the...