The Payments Experts Podcast
Expert payments attorneys discuss the electronic payments industry from a legal perspective.
Episodes
97 episodes
Tokenized Deposits vs Stablecoins: The Real Payments War | Stablecoins Become Payment Rails | PEP098
Stablecoins aren’t a side conversation anymore — they’re knocking on the front door of the payments ecosystem.In this episode of the Payments Experts Podcast, we sit down with Adam T. Hark, managing member of Wellesley Hi...
•
Episode 98
•
25:42
Residuals Rate Hikes & Reality: Inside ISO Economics | Payments Due Diligence Hack That Saves Money
Ever wondered why that “free” POS hardware ends up costing so much later? Christopher Dryden, Esq., sits down with Magnolia Ventures’ Jessica Casto to pull back the curtain on modern payments strategy: how software-led distribution reshaped acq...
•
Episode 97
•
29:20
Data Is King: Building Real AI Guardrails in Payments: The AI Readiness Checklist For 2026 | PEP096
AI is no longer a chatbot. It is an agent that can move data and make decisions. In this in-studio conversation, Leo Arzumanyan, Matthew Luciani, and Jeremy Stock cut through the hype and get practical about using AI in payments. W...
•
Episode 96
•
39:54
Peptides, MATCH, and VAMP: Surviving the Crackdown & High-Risk in 2026 with Soar Payments | PEP095
Banks don’t close accounts for sport; they close accounts when risk stories don’t add up. James Huber, managing partner of Global Legal Law Firm, sits down with Adam Carlson from SOAR Payments (https://na2.hubs.ly/H033tL00) to unpac...
•
Episode 95
•
30:21
How AI Compliance Controls & A Unified Portal Cut Lending Time In Half with DealHub 360 | PEP094
Visit our guests DealHub 360 here: https://na2.hubs.ly/H030plB0Tired of chasing documents and updates across spreadsheets, inboxes, and shared drives? We bring together the creators of DealHub 360, Deepika Shahani and Paul Man...
•
Episode 94
•
43:36
Real-Time Rules That Keep Merchants Live: VAMP Portfolio Risk And Transparency | Qredible | PEP093
Payments leaders love to say risk is everywhere, but most teams still chase it with spreadsheets, screenshots, and crossed fingers. Our conversation with Noah Fitzgerald of Qredible (visit Qredible: https://na2.hubs.ly/H02-3Md0) cuts through th...
•
Episode 93
•
35:12
The CPayO Mindset: The Eight-Step Payments Framework Every Payments Professional Needs | PEP092
The CPayO Mindset: Turning Payments From Cost Center Into Competitive Edge.Three percent can quietly devour fifteen percent of your profit. In this episode, we strip payments down to the levers that actually move margin: rails, contract...
•
Episode 92
•
35:42
Building An ISO in 2026: The Hard Truth from the Field With Guest Frank Pagano of VizyPay | PEP091
The conversation opens on a blunt question: can a solo agent or a small team still build something meaningful in payments, or is the market a race to zero? Frank Pagano of VizyPay (https://www.vizypay.com/) doesn’t flinch. He argues it’s still ...
•
Episode 91
•
36:06
The CPayO: Chief Payment Officer - The Role Which Doesn't Exist (but should!) | Book Talk | PEP090
The CPayO: Making Payments a First-Class Function (with Viktoria Soltesz)Payments isn’t a line item. It’s the circulatory system of your business. In this episode, we sit down with Viktoria Soltesz (https://www.solteszinstitute.com/), au...
•
Episode 90
•
34:44
Contracts That Make You Bankable: Portability, Tokens, Termination | Adam T. Hark WHF | PEP089
Banking Meets Payments: Capital, AI Reality Checks, and the Tokenized-Deposit ShakeupHosted by Leo Arzumanyan and Jeremy Stock. Special guest: Adam T. Hark, Managing Member, Wellesley Hills Financial (https://www.wellesleyhillsfinancial...
•
Episode 89
•
29:00
Stopping Deepfake Fraud: Identity at the Exact Moment Money Moves | How Payments Fight Back | PEP088
Stopping Deepfake Fraud: Identity at the Exact Moment Money MovesA familiar voice on Zoom. A “known” face on video. A routine request that moves millions. Today’s most dangerous attacks look like business as usual—until the funds are go...
•
Episode 88
•
37:06
Compliance-as-a-Feature: How ISOs Keep MIDs (and Sleep) | Website Compliance That Sticks | PEP086
ADA, Chatbots, and Compliance-as-a-Feature: Turning Lawsuit Traps into Portfolio Stickiness (with Michael Williams, Clym (https://www.clym.io/)Cash is disappearing, card rails rule, and “set it and forget it” legal copy is now a liabili...
•
Episode 86
•
32:10
Lending Against Residuals: How ISOs Really Scale with Super G Capital | Darrin Ginsberg | PEP085
The payments world didn’t just change—it rewired who holds the power. Christopher Dryden, Founding and Managing Partner of Global Legal Law Firm, sits down with Darrin Ginsberg of Super G Capital (https://www.supergcapital.com/) to chart the pa...
•
Episode 85
•
34:36
VAMP Caps & Chargebacks: The New Rules to Survive in 2026 | Guest Maurice Griefer of MyCPO | PEP084
The payments game has changed, and winging it is no longer an option. James Huber and Jeremy Stock sit down with Maurice Griefer of MyCPO (https://www.getmycpo.com/) to unpack what it takes to scale a high-risk ecommerce brand without getting c...
•
Episode 84
•
34:45
Merchants Versus The MATCH List: Why The Threat Of A Lawsuit May Now Be Your Best Approach | PEP083
Imagine being barred from accepting cards overnight—and no one will tell you why. That’s the reality for many merchants placed on MasterCard’s MATCH list, a risk registry that can sink a business while support teams stay silent. We brought mana...
•
Episode 83
•
24:36
M&A Tech Diligence for Payments: The “Technical Carfax” You Need | Meet Traceless.com | PEP082
Social Engineering Beats Your Stack: Fix Identity or Get BreachedA single phone call to a help desk shouldn’t sink a global brand—yet it happens. We dig into how social engineering bypasses expensive tools, why identity verificat...
•
Episode 82
•
29:18
Hemp Ban Shockwave: Why A Quiet Hemp Rule Could Upend Electronic Payments Overnight | PEP081
Hemp Ban Fallout: How Policy Whiplash Hits Payments, Portfolios, and Merchants. Hosted by Global Legal Law Firm Managing Partner James Huber and Senior Associate Attorney Bryce Van De MoereA sudden hemp or cannabinoid ban doesn’t ...
•
Episode 81
•
18:21
Debit Is Not Credit (But Is It Cash?) | The Compliance Rule ISOs & Merchants Keep Missing | PEP080
From Surcharging To Dual Pricing: How Small Businesses Stay Compliant And Keep CustomersHidden fees at checkout aren’t just frustrating—they’re risky. We dive straight into the real-world mechanics of pricing programs that merchan...
•
Episode 80
•
24:47
Dual Pricing v Cash Discount: Surcharging Mistakes That Trigger Fines | with Supersonic POS | PEP079
Cash Discount ≠ Compliance: Dual Pricing, Debit, and the MATCH Hangover (with Mahdi Hussein, Supersonic POS) (https://supersonicpos.com/)Ever been told “it’s just a cash discount” only to have a secret shopper’s photos tell a different ...
•
Episode 79
•
23:10
Taming Chargebacks With Real AI Agentics | Special Industry Insider ChargeFlow & Ben Herut | PEP078
Taming Chargebacks With Real AI AgenticsToo many merchants breathe easy under legacy chargeback ratios, only to be blindsided when their PSP tightens the screws. We sit down with Ben Herut, co-founder at ChargeFlow, (https://www.chargef...
•
Episode 78
•
15:22
Why Your “Cash Discount” Program Might Be Illegal | Surcharging Dual Pricing and Debit | PEP077
Surcharging, Dual Pricing, and Debit: The Compliance Traps No One Warns You AboutHidden fees, stacked fines, and a maze of rules—merchant pricing isn’t just a line on a receipt, it’s a legal and operational minefield. We dive into the r...
•
Episode 77
•
22:06
Candor Over Clever: The Sales Edge Most In Payments Ignore | Field Guide for ISOs & Agents | PEP076
Candor Over Clever: How Honesty, Software, and Solid Contracts Build Real Payments BusinessesIn a market where scripts and “solutions” blur together, candor is the unfair advantage. This episode features JJ Sedor of Paymint Solutions (h...
•
Episode 76
•
22:17
Surcharging Fines Without Findings: Dual-Pricing Compliance Playbook: Signs, Receipts, You | PEP075
Fines Without Findings: Surcharging Rules, Real Penalties, and How to Stay Out of the CrosshairsJoin Christopher Dryden, Leo Arzumanyan, and Jeremy Stock of Global Legal Law Firm (https://www.globallegallawfirm.com/podcasts/) as ...
•
Episode 75
•
20:19
AI Agents at Checkout: Are You Ready for Bot-Driven Commerce | Agentic Payment Transactions | PEP074
AI Agents at Checkout: Automation, Authenticity, and the Next Wave of PaymentsWhat happens when AI agents start shopping and paying on our behalf—while merchants still have to trust the identity behind every transaction? In this special...
•
Episode 74
•
32:36
Change Drives Payments & Your Choices Decide Survival | Smart Growth Safer Deals | Special Ep PEP073
This special episode flips the script.Instead of hosting, James Huber, Esq.—Managing Partner of Global Legal Law Firm (https://www.globallegallawfirm.com/podcasts/) and co-host of The Payments Experts Podcast—steps into the hot seat as ...
•
Episode 73
•
23:41