The Payments Experts Podcast
Expert payments attorneys discuss the electronic payments industry from a legal perspective.
Episodes
89 episodes
The CPayO: Chief Payment Officer - The Role Which Doesn't Exist (but should!) | Book Talk | PEP090
The CPayO: Making Payments a First-Class Function (with Viktoria Soltesz)Payments isn’t a line item. It’s the circulatory system of your business. In this episode, we sit down with Viktoria Soltesz (https://www.solteszinstitute.com/), au...
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Episode 90
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34:44
Contracts That Make You Bankable: Portability, Tokens, Termination | Adam T. Hark WHF | PEP089
Banking Meets Payments: Capital, AI Reality Checks, and the Tokenized-Deposit ShakeupHosted by Leo Arzumanyan and Jeremy Stock. Special guest: Adam T. Hark, Managing Member, Wellesley Hills Financial (https://www.wellesleyhillsfinancial...
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Episode 89
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29:00
Stopping Deepfake Fraud: Identity at the Exact Moment Money Moves | How Payments Fight Back | PEP088
Stopping Deepfake Fraud: Identity at the Exact Moment Money MovesA familiar voice on Zoom. A “known” face on video. A routine request that moves millions. Today’s most dangerous attacks look like business as usual—until the funds are go...
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Episode 88
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37:06
Compliance-as-a-Feature: How ISOs Keep MIDs (and Sleep) | Website Compliance That Sticks | PEP086
ADA, Chatbots, and Compliance-as-a-Feature: Turning Lawsuit Traps into Portfolio Stickiness (with Michael Williams, Clym (https://www.clym.io/)Cash is disappearing, card rails rule, and “set it and forget it” legal copy is now a liabili...
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Episode 86
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32:10
Lending Against Residuals: How ISOs Really Scale with Super G Capital | Darrin Ginsberg | PEP085
The payments world didn’t just change—it rewired who holds the power. Christopher Dryden, Founding and Managing Partner of Global Legal Law Firm, sits down with Darrin Ginsberg of Super G Capital (https://www.supergcapital.com/) to chart the pa...
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Episode 85
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34:36
VAMP Caps & Chargebacks: The New Rules to Survive in 2026 | Guest Maurice Griefer of MyCPO | PEP084
The payments game has changed, and winging it is no longer an option. James Huber and Jeremy Stock sit down with Maurice Griefer of MyCPO (https://www.getmycpo.com/) to unpack what it takes to scale a high-risk ecommerce brand without getting c...
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Episode 84
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34:45
Merchants Versus The MATCH List: Why The Threat Of A Lawsuit May Now Be Your Best Approach | PEP083
Imagine being barred from accepting cards overnight—and no one will tell you why. That’s the reality for many merchants placed on MasterCard’s MATCH list, a risk registry that can sink a business while support teams stay silent. We brought mana...
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Episode 83
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24:36
M&A Tech Diligence for Payments: The “Technical Carfax” You Need | Meet Traceless.com | PEP082
Social Engineering Beats Your Stack: Fix Identity or Get BreachedA single phone call to a help desk shouldn’t sink a global brand—yet it happens. We dig into how social engineering bypasses expensive tools, why identity verificat...
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Episode 82
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29:18
Hemp Ban Shockwave: Why A Quiet Hemp Rule Could Upend Electronic Payments Overnight | PEP081
Hemp Ban Fallout: How Policy Whiplash Hits Payments, Portfolios, and Merchants. Hosted by Global Legal Law Firm Managing Partner James Huber and Senior Associate Attorney Bryce Van De MoereA sudden hemp or cannabinoid ban doesn’t ...
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Episode 81
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18:21
Debit Is Not Credit (But Is It Cash?) | The Compliance Rule ISOs & Merchants Keep Missing | PEP080
From Surcharging To Dual Pricing: How Small Businesses Stay Compliant And Keep CustomersHidden fees at checkout aren’t just frustrating—they’re risky. We dive straight into the real-world mechanics of pricing programs that merchan...
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Episode 80
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24:47
Dual Pricing v Cash Discount: Surcharging Mistakes That Trigger Fines | with Supersonic POS | PEP079
Cash Discount ≠ Compliance: Dual Pricing, Debit, and the MATCH Hangover (with Mahdi Hussein, Supersonic POS) (https://supersonicpos.com/)Ever been told “it’s just a cash discount” only to have a secret shopper’s photos tell a different ...
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Episode 79
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23:10
Taming Chargebacks With Real AI Agentics | Special Industry Insider ChargeFlow & Ben Herut | PEP078
Taming Chargebacks With Real AI AgenticsToo many merchants breathe easy under legacy chargeback ratios, only to be blindsided when their PSP tightens the screws. We sit down with Ben Herut, co-founder at ChargeFlow, (https://www.chargef...
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Episode 78
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15:22
Why Your “Cash Discount” Program Might Be Illegal | Surcharging Dual Pricing and Debit | PEP077
Surcharging, Dual Pricing, and Debit: The Compliance Traps No One Warns You AboutHidden fees, stacked fines, and a maze of rules—merchant pricing isn’t just a line on a receipt, it’s a legal and operational minefield. We dive into the r...
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Episode 77
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22:06
Candor Over Clever: The Sales Edge Most In Payments Ignore | Field Guide for ISOs & Agents | PEP076
Candor Over Clever: How Honesty, Software, and Solid Contracts Build Real Payments BusinessesIn a market where scripts and “solutions” blur together, candor is the unfair advantage. This episode features JJ Sedor of Paymint Solutions (h...
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Episode 76
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22:17
Surcharging Fines Without Findings: Dual-Pricing Compliance Playbook: Signs, Receipts, You | PEP075
Fines Without Findings: Surcharging Rules, Real Penalties, and How to Stay Out of the CrosshairsJoin Christopher Dryden, Leo Arzumanyan, and Jeremy Stock of Global Legal Law Firm (https://www.globallegallawfirm.com/podcasts/) as ...
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Episode 75
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20:19
AI Agents at Checkout: Are You Ready for Bot-Driven Commerce | Agentic Payment Transactions | PEP074
AI Agents at Checkout: Automation, Authenticity, and the Next Wave of PaymentsWhat happens when AI agents start shopping and paying on our behalf—while merchants still have to trust the identity behind every transaction? In this special...
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Episode 74
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32:36
Change Drives Payments & Your Choices Decide Survival | Smart Growth Safer Deals | Special Ep PEP073
This special episode flips the script.Instead of hosting, James Huber, Esq.—Managing Partner of Global Legal Law Firm (https://www.globallegallawfirm.com/podcasts/) and co-host of The Payments Experts Podcast—steps into the hot seat as ...
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Episode 73
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23:41
Inside Payments Since 2003: Digital Transactions Sr Editor Kevin Woodward Discusses Industry Now | PEP072
Risk keeps moving even when the rules look settled. We sat down with Kevin Woodward, senior editor at Digital Transactions (https://www.digitaltransactions.net/), to trace where the real pressure is building in payments: Visa’s VAMP and its ove...
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Episode 72
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34:09
The VAMP Era: Why Your Merchant Portfolio May Be Riskier Than You Think | Sound Commerce | PEP071
The VAMP Era Is Here: What Payments Pros Must Know Before It’s Too LateThink MATCH was hard to navigate? VAMP just rewrote the risk rulebook.In this high-impact episode, Christopher Dryden, Esq., and COO, Jeremy Stock, sit down with...
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Episode 71
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20:26
VAMP is Here: The Risk Game Just Changed: Are You Ready for Visa's New Rules? | PEP070
Q4 is Here. VAMP Is Live. The Risk Game Just Changed.Welcome to the new frontier of merchant risk management. With Visa’s Acquirer Monitoring Program (VAMP) now officially live, the underwriting, compliance, and dispute mitigation lands...
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Episode 70
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25:02
Why Smart ISOs Don’t Get Locked In | Build Optionality Into Your Payments Stack with NMI | PEP069
NMI’s message is clear: you don’t need to lock into a single processor or bank to scale. With modular tools and real-time control over key systems, ISOs, PayFacs, and software platforms can adapt faster, negotiate stronger, and retain full owne...
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Episode 69
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16:48
Why “Set It and Forget It” Is Costing You in Merchant Processing | Guest Rob Hoblit of NMI | PEP068
The rules of payments are changing—often mid-transaction. Are you ready?In this episode number 68 of The Payments Experts Podcast, we break down the silent killers of merchant profitability: compliance gaps, outdated integrations, and p...
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Episode 68
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16:33
Merchant Processing Gone Wrong: The Legal Risks ISOs Ignore | High-Risk Processing Pitfalls | PEP067
Behind the Shutdown: What Every Payments Professional Should Know About Merchant Terminations, Fraud, and SustainabilityWhy do some high-risk merchants process for years while others get shut down overnight—often without warning o...
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Episode 67
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14:47
The Future of Payments Is Stablecoins: Why Merchants and Banks Are Embracing Stability | PEP066
Stablecoins & the $27 Trillion Shift: How Digital Dollars Are Reshaping the Payments IndustryThe payments industry is undergoing a seismic transformation—and this time, it’s being led by stablecoins. Once dismissed as f...
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Episode 66
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14:45
High-Risk Processing in 2025: Legal Landmines Every Merchant Agent & ISO Should Understand | PEP065
The High-Risk Processing Trap: How Merchants Are Getting ExploitedIn the fast-moving world of high-risk payment processing, what looks like a lifeline can quickly turn into a liability. For merchants operating in regulated ...
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Episode 65
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14:59