The Payments Experts Podcast
Expert payments attorneys discuss the electronic payments industry from a legal perspective.
The Payments Experts Podcast
Debit Is Not Credit (But Is It Cash?) | The Compliance Rule ISOs & Merchants Keep Missing | PEP080
From Surcharging To Dual Pricing: How Small Businesses Stay Compliant And Keep Customers
Hidden fees at checkout aren’t just frustrating—they’re risky. We dive straight into the real-world mechanics of pricing programs that merchants use to offset card costs and explain why the lines between surcharging, cash discounting, and dual pricing aren’t as blurry as they seem. The rule of thumb is simple: debit changes everything. We break down how debit restrictions affect convenience retail, why state deceptive trade practices laws can trump card brand tolerance, and how New York and New Jersey have become the practical playbook for clear, compliant disclosure.
Compliance Is A Service: Make Pricing Clear, Protect Margins, Earn Trust
Join Leo Arzumanyan, Esq., and Jeremy Stock, Director of Operations of Global Legal Law Firm host Hahdi Hussein of Supersonic POS (https://supersonicpos.com/) unpack how dual pricing, surcharging, and cash discounting differ, why debit cards change the rules, and how state laws like New York’s 518 make clear shelf labeling non-negotiable. We also explore AI’s real impact on POS, inventory, and L3 data, and why ethical, community-first selling beats poaching through complaints.
• differences between surcharging, cash discounting, and dual pricing
• why debit rules make or break compliance in C-stores
• state deceptive trade practices and junk fee scrutiny
• New York and New Jersey as practical compliance baselines
• shelf labeling, signage, menus, and customer-facing displays
• ethical sales versus secret shopper poaching
• gas stations as the dual pricing template
• AI for inventory ingestion, pricing, and level 3 data
• guardrails for AI to prevent hallucinations and errors
• Supersonic POS capabilities, industries, and US/Canada reach
• roadmap highlights: pay at the pump and e-commerce
From there, we get tactical. You’ll hear how to implement dual pricing the right way: post two prices where buying decisions happen, align shelf labels and menus with receipts, and avoid last-second surprises disguised as “service fees.” We talk through the messy realities of C-stores with thousands of SKUs, the limits of customer-facing displays, and the operational discipline needed to keep labels current. We also confront an ugly trend—agents soft-reporting noncompliant merchants to poach accounts—and offer a better path: fix the issues, earn trust, and grow your book by protecting small businesses from fines.
We also explore how AI is reshaping POS and compliance. From ingesting invoices to auto-build product catalogs to translating receipts into valid Level 3 data and supporting underwriting and website monitoring, AI can make teams faster and more accurate—if you set guardrails to avoid hallucinations. Our guest from Supersonic POS shares what’s live today, what’s next—pay at the pump, e-commerce, age-restricted delivery—and why being processor-agnostic and ISO-friendly matters for long-term partnerships.
If you care about transparent pricing, customer trust, and durable margins, this conversation gives you a clear roadmap. Subscribe, share with a peer who needs a compliance reset, and leave a review with your toughest pricing question so we can tackle it next.
**Matters discussed are all opinions and do not constitute legal advice. All events or likeness to real people and events is a coincidence.**
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A payments podcast of Global Legal Law Firm
A lot of ISOs, a lot of agents are are their their source of of sales is the community. Like they're they're they're they're community people, right? Like that's the whole concept of the agent model is Mr. Big Processor can't be the best friend with every single small business owner. It's just not what they're equipped for. They can't service these small businesses at the level they need, right? Like they these small business owners are are working it out. They're just barely making it all the time. And they need that hands-on experience. And I think when an agent does that, it's like the right thing to do is maybe use it as an opportunity to walk into. I mean, like my opinion is like, hey, walk into the store and say, Did you know you're not compliant? Rather than try to let me penalize you and get you in trouble. It's let me make you compliant, let me help you out, and I'm gonna earn your business that way. And I think that's maybe a more valid answer. Like, there's this, there's a right way to do it, right? And it's like there's nothing wrong with seeing stores. The end of the day is we're all in the payments business, but our we're here to service the small businesses.
SPEAKER_00:Welcome to the Payments Experts Podcast, a podcast of global legal law firm. We hope you enjoy this episode.
SPEAKER_01:We actually never implemented cash discount. We said surcharge, but we do search through proper above-board surcharging as a no-debit cards. If you have debit bin range, it'll it'll deny. Even if you try to run it as credit, it's a key difference. Because think of the wording cash discount. So if my method of payment is considered a form of cash, I have to give you that discount, right? Like, so if you go back to Dodd-Franks in 2008, Durban, like you're charging that fee, you're not giving that discount to a debit card which is considered legally cash. So now you're in violation. So that that's a that's the first, I think the biggest thing, especially in the C store or convenience retail environments, because the debit rate's so high. Like you don't see much pin debit, like uh, you know, a doctor office, right? Right? Like you're not gonna see as much pin debit, right? Yeah, this debit cards don't really come in, right? Or a or law form firms, right? You guys aren't getting, I mean, I know you guys get much debit cards here, right?
SPEAKER_00:Once in a while, once in a while, but yeah, but not often.
SPEAKER_01:Yeah, it's mostly credit, right? And it's like, so you don't really have to worry as much about the bin concept and like looking at the card. Like, because again, you look at the cards, there's that little versus visa and it says debit. Oh, my rent is still debit right there, right? So it's like trying to read that concept. And so the point is cash discounting, you can't do debit. That's a huge fee source. Imagine 30, 40 pin debit or debit card ranges coming into a store. That means you can only talk about 50 to 60 percent as surchargeable versus debit card. So again, surcharging and cash discount are much more alike in nature than dual pricing is because surcharge and cash discount both have that same no debit card rule and they kind of stem from the same concept, right? Or is cash discount? I mean, and I I think that's where I'll say back. Like, I'm not sure if it's even four percent to the cap still for that or not. I think you can't do four percent. Is the cap still applicable to cash discount?
SPEAKER_04:No, I haven't seen a cap right applicable to cash discounting.
SPEAKER_01:In theory, dual pricing also has no cap. In theory. Now, that's arguable because you start getting to state laws.
SPEAKER_04:Yeah, that's what I was just saying.
SPEAKER_01:State laws and you start dealing with the local, again, no local nomenclature and the local rules and regulations that you have to apply by beyond the car network.
SPEAKER_04:And also, when it comes to state laws, um, you know, there's the state laws that are talking about specifically surcharging, right? Or junk fees, you know, they all label things differently. But then there's a whole nother sector of state laws that I think a lot of people in our industry don't take into account, but it's important. And recently a couple of clients have had us look into this, and that's every state has a deceptive trade practices act, right? And that is about like, are you are you being deceptive with your pricing to the consumer? That's a whole nother different ballgame, and you have to also comply with that. We had a client come to us and say, Hey, look, like one of my merchants doesn't want to display pricing on anything. Yeah, they're like, uh, what state is he in? And we looked into it, and state, and in that state, it's like, absolutely not, you cannot do that. Exactly. And so I think that's there's like all these different levels of laws and card brand rules. Because the card brand's okay with that, right?
SPEAKER_01:The card brands are okay if you're not showing the price. Yeah, but the states not. The states usually not, right? Because then there's like again, like Florida. A lot of states say like, no, you have to label the price on the shelf, right? Exactly. Like, no, that that's a deceptive practice, right? What I'll say is New York's always been the little hot testing ground for these things. Yeah. This just always has been. I mean, we were seeing in the market dual pricing issues come up back in 22. 22, fines were being assessed. 23. Like it was the first market out there getting hit with this stuff. And that's where the laws got created, right? And and the state got involved. And what I'll say is this you run into a lot of times this concept that like what we do, for example, is is like we we were originally kind of on, like we were always listening, and so as a company, we've always been watching and listening to okay, what's gonna where is dual pricing gonna go?
SPEAKER_03:Right?
SPEAKER_01:Like, because we were always very interested and eager with dual pricing from day one. Very we we watched it, but we wanted to do it right. We didn't so day one, whereas others were doing the whole cash adjustment thing, we were doing the two price thing, right? We were doing it, and we were prorating it. So you and and again, here's a better question: what do you do about dual pricing on tax and tips? That's that's like the people don't ever think of it that through, and there's like there's so many levels to dual pricing that you have to get at. And you know, we were thinking of all those things from the day one, and I think the important thing we we we even found was beyond that, you start finding that the store a lot of times runs into like the shelving because we were like, okay, well, displaying at the point, the original wording was put stickers at the door, entry sticker at the point of sale and entry. Yeah, now it's it's gone beyond that. And and show and show the price at the point of sale. Yeah. And show you know, originally this this misconception industry is well, if we show both prices with a customer facing display, right, we're our problems are solved. Like we're gonna show that we're like we're the shelf is labeled cash, but we are actually showing two prices at the point of sale. So it's not like it was completely, it would perhaps pass the state junk fee or junk concept, right? Because we were we weren't disclosing prior to purchase. Right. Because what some people were doing is just like a lot of because a lot back then, a lot of stores, a lot of ISOs were just like, oh, well, we're not didn't tell you nothing about it. And it's we'd you'd buy something that is charge you more.
SPEAKER_04:Well, even now, I wouldn't say back then. They're still having I uh spoke about this on our last podcast. I was out to dinner a few weeks ago in La Jolla. Um, there's no signage anywhere about surcharging. When we got the bill, uh, I can't remember if it was a five or six percent surcharge on top. I was like, no, and I spoke to the manager, I was like, I'm in this industry, can you have that removed? They removed it, but he's like, I have no idea what you're talking about. No, man, it's a service fee, right? It's a service, it's going to the house. Yeah, yeah. I was like, nah, you gotta tips. Because we it was an expensive restaurant, so another five, six percent really shot the you know, price up. So I was like, you gotta remove that.
SPEAKER_01:Yeah, no, they and it's not like and that's like that's a funny thing you start seeing because there's there's so many like things restaurants are because again, we're we're more retail. We do a little bit of QSR, we do QSR and we work with ISOs and do these things, but like you look at like true, like the toasts of the world, right? Like they have this concept of like tip allocation, right? Like what some people and I I've if you it's on toast website, like it's not even I like I I can you can go in toast.com and find this, right? Like it's they have this concept of tip management, like you can put a 15-20% tip or automatic service charge. Some PUSs do that too. Like they'll do the whole, like, oh, we're gonna audit if you parties of five or more, 20% service charge. I'm sure we've seen that. Yeah, and they'll do is in the butt how the tips are distributed at the restaurant, like 5% goes to the house, and then we'll give like 10% to the waiter, and then 5% to the cook. Yeah, and then what was that 5% for the house for? The fees, right?
SPEAKER_04:Like it's like but then it's like is that cost of living adjustments? I've seen those. It's just as cost of living adjustments.
SPEAKER_01:Right, is that it's a service charge for the tip? It's a tip. I mean, it's like when you start getting to labeling law, it's like, okay, we're labeling this as a tip, right? But it's not being addressed as a tip, and it's like there's so much of the nuance regarding to like it's really at the end of the day, like, I think this everyone in the industry looks at it like, okay, how do we label it to fix it?
SPEAKER_04:And I'm like, I I think New York, so you know, we talk about this all the time internally. Me and Chris kind of run these ideas back and forth and you know, kind of get each other's perspectives on what we think is gonna happen going forward. Let me know what you think. We personally, I could speak for Chris on this. I think that New York is gonna be setting the trend when it comes to their law, um, general business law section 518, which discusses all this. We have a whole video on it. Yeah, we have a whole video on it, right? Is really clear, kind of lays out exactly what to do. They may be stricter than other states, but I think a lot of states are gonna start following them, and I think they're kind of like the golden rule or golden standard of like this is how you should do it if you want to really be compliant.
SPEAKER_01:Well, even New Jersey. New Jersey's a little more strict on some of those pieces than New York is. Yeah. And I think they're they've always piggybacked each other on that. And I think I've seen it firsthand with New York, like that was again, it was one of the first markets we ran into this compliance piece. And I'll say, like, New York has this concept of you must point it on on the shelf. Yep. And that was the biggest thing because to us And it doesn't get clearer than that, right? At least you know what to do. Yeah, and I think and that's that's that's what it goes back to. The industry has a problem with how do we band-aid just to make some money. Yeah. And I think at the same time, there is a legitimate concern, which is store owners don't want to pay these fees. Right. And then it's and it's in both sides, like there, there's there's a there's a there's a ration there, right? And I think like looking at with like eliminating fees for store owners or minimizing fees because they don't want to pay 3% or 2% or whatever, maybe pushing low ticket, they're paying three even higher, right? On on low tickets, like if you made a$10 average ticket, you're gonna be over three percent interchange. And I think what's important is that the the the we have ESLs actually, it's a big part of what we've been pushing. So we've always been day when we actually go out. Part of our procedure internally as a company is we make sure we actually send somebody out to re-sticker the store.
SPEAKER_04:See, this is what you guys gotta do if you're listening.
SPEAKER_01:Yeah, we do that effort you need to put in. We we send a person out, we re-sticker, and and C stores, mind you, aren't like like restaurants where there's a menu. Right. It's like a hundred items. We're talking 5,000 SKUs. Nope. And we we literally print a whole book. We've been like all kinds of shelving. That's why shelving labels are a huge part of our POS, and we have literally four ways to print a shelving label because it's important, like being able to, if you don't integrate into the and that's where the software is in the whole, right? If you aren't integrated to the flow and meeting the merchant where they want to be in their flow, you aren't gonna be able to change that cycle because what's gonna happen next week is they're gonna grab the price gun and start sticker, sticker, sticker, and now it's not compliant again.
SPEAKER_04:Yeah, you see, that's why it's so interesting because all this stuff is not really thought about on the surface level, but it goes deep. You know, we've had a lot of these types of discussions regarding uh shell pricing and then even signage, right? You want to have the right form of signage so that the consumer is not confused.
SPEAKER_01:I've seen some bigger agents even come and be like, hey, I want to put ESLs like electronic shelving labels on all the, and then we we have an ESL integration because we do it for like larger supermarkets and because we do some big supermarkets or bigger meat markets, we have some pretty large accounts. And and what they do is, you know, while we have that, because that's that's an investment. Because like, oh, it's a it's a golden rule, it's a golden idea. I'm like, that's great. But then those shelving labels, go look it up. The lowest you're gonna be is like in the$5 a piece range. 5,000 SKUs times five bucks,$25,000. And they're like, oh, I don't, I'll just sticker the shelves. I'm like, okay. You know, and it's like, and I I I think like we'll see beyond this. Maybe ISO started to do secret shopper programs internally. Like we've seen that at some ISO interesting, yeah. Like internal secret programs, because again, it there are to like I even actually what I've seen on some of like the APA, some of the the APP, sorry, the APP, the association payment professionals, and like the underwriters. Yeah, I've seen them actually incorporate dual pricing as moderate to high risk with EDD into the credit policy. And I'm starting to see that on like a lot of newer like credit risk matrices that are coming out. Like they're like, no, we want dual pricing to be enhanced due diligence. Wow.
SPEAKER_04:That's that's pretty interesting. You know, yeah, I don't know why I thought of this, but it kind of reminded me of something we heard about recently, which I was I thought was crazy. Something that's starting to happen now in the industry. Agents are going out acting as de facto secret shoppers trying to get business, steal business from other agents. So they're going, catching a merchant that's not compliant, reporting it a visa, and it's just creating a snowball effect of like incentivizing, like poaching these businesses.
SPEAKER_01:Yeah, but see, that's and that's the problem, is it's something that bites like at the end of the day, it just goes back just do it right, do it compliantly. Yeah, right. Like, because at the end of the day, you'll save yourself a lot of heads. One, you you just screwed over a small business owner, which is not a good again. And a lot of ISOs, a lot of agents are their their source of sales is the community. Like they're they're they're they're community people, right? Like, that's the whole concept of the agent model is Mr. Big Processor can't be the best friend with every single small business owner. You know, it's just not what they're equipped for, they can't service these small businesses at the level they need, right? Like they these small business owners are are working it out, they're just barely making it all the time, and they need that hands-on experience. And I think when an agent does that, it's like the right thing to do is maybe use it as an opportunity to walk into. I mean, like my opinion is like, hey, walk into the store and say, Did you know you're not compliant? Rather than try to let me penalize you and get you in trouble. It's let me make you compliant, let me help you out, and I'm gonna earn your business that way. And I think that's maybe a more valid answer. Like, there's this, there's a right way to do it, right? And it's like there's nothing wrong with seeing stores the day is we're all in the payments business, but our we're here to service the small businesses. And I think that's super important, is like how do we make the small business because like if we shift our mindset from residuals to how to make the small business owner happy, kind of follows a lot of times. Yes.
SPEAKER_04:No, definitely.
SPEAKER_01:And I think that's an important thing is like how do we get these like use it as an opportunity to grow your portfolio, but also like hey, let's get these.
SPEAKER_04:I mean, like we said, if if you're compliant up front, you're gonna save yourself a lot of time and money down the road.
SPEAKER_01:And it's and it's gonna continue to evolve. I think that's the biggest headache right now, is it's it's still kind of shifting. But what we I think we can say is five years ago, I think everyone had that in their head as like this is like it can't get worse than this, or like worse, right? Like this is like the end goal. I think everyone had some semblance in their head that the dual pricing two-sticker model was gonna be the end goal maybe four or five years ago. And I think it's like it kind of always was the end game, and it's just been like a time shift, and it finally kind of got there. Right. And it's like, okay, we're here, but it's like also at the same time, where else is it to go? I mean, dual pricing, you know, the concept is very established. Like, I uh it's not going anywhere. Yeah, no, yeah, like there's no way to defend it legally, and I'm not sure most people know this, but like it's basically freedom of speech.
SPEAKER_04:Yeah, you're right.
SPEAKER_01:I mean, it's basically part of the constitution.
SPEAKER_04:Yeah, you're expressing, yeah.
SPEAKER_01:Like, and it's and it's uh something so full circle because we learn the reason we were so big on dual pricing early on was gas stations. They had been they were the first to do dual pricing a decade ago, and they were the first one to get the wave on from Visa. Visa is comfortable, and that's to be the proof there, right? Visa is comfortable and does not non-compliance gas stations that are doing two price models. As long as displaying it at the pump, displaying it at the signage, you're you're aware. But when was the last time in your portfolio have you seen a dual pricing issue come up from a gas station at the pump? I would imagine very rarely if at all. Like I've never seen it.
SPEAKER_00:It's the example that everyone's actually aware of, right? They don't even know it. It's just because you don't know it, but you just see it every time you go to the gas station.
SPEAKER_04:Yeah, and it's so prominent, right? You see it in big LED numbers, right? Like cash, credit.
SPEAKER_01:Uh Visa has my my what I'm saying is Visa has seen that for a decade. Right. And have an issue. And they haven't gone after it. Which to me implies that, like whether they say it or not, it's the right way.
SPEAKER_00:It's implied that that's compliant.
SPEAKER_01:Right? Like, yeah, it's no one's in trouble for it.
SPEAKER_04:Yeah, yeah. Uh Marty, I think to close this out, I have two things that I want to, you know, ask you. AI is becoming a huge talking point in every industry. So one question would be how do you see AI implicating your business and payments industry as a whole? And then to close it off, let our listeners know, you know, exactly what you do, where they can find you, what regions you service, and we'll go from there.
SPEAKER_01:Yeah, so we're we actually already implemented and launched an AI module. We use it for multiple things in our point of sale platform where we we use it for inventory. We actually can read invoices and like use AI to analyze and and read inventory. We use it for even when they create products, like we can instantly kind of a lot of these small businesses don't have a like a proper menu or price book. We can ingest that perfectly just using the AI to you know, using LLMs, right? We use the same LLMs out there and in we integrated.
SPEAKER_04:Chat GPT, right like Grog, Gemini, et cetera.
SPEAKER_01:Yeah, I mean open AI chat is the probably the most popular and it's works great. Like we use it and it is able to in the platform auto-price, I want to say auto price, auto name, auto uh categorize, and we use it for things like that. I think that's a huge use case. I think, you know, and it's in it now. Going to the payments industry, I mean, I know Vamp was one big topic, but the other big topic was the L3, the like the level three car data stuff.
SPEAKER_03:Yeah.
SPEAKER_01:Like Visa's been big on cracking down on no more filler data, right? Right. But like AI could bridge that. Yeah. There's a business idea for somebody, right? Like use AI to take the receipt and and properly translate that to L3.
SPEAKER_04:I think underwriting is also getting a ton of AI usage. We're getting it in our side. Yeah, because I've been hearing a lot about that. Like AI is assisting with underwriting in a big way. Website monitoring. Website monitoring, absolutely. I mean, everything. It's it's crazy how it's just really implicating every industry, including ours. Yeah.
SPEAKER_00:I'm I'm curious, Mati, you you mentioned using it already. Have you guys run into any trouble, any pr problems with AI that come to mind? Delusion. Yeah. Hallucination.
SPEAKER_01:Hallucination is the proper AI term. Yeah. But it gets a little the Lulu, right? The best way to put it is AI will think like, hey, um, you asked me for this, right? Here it is. It tells you something that was not what you asked for. Non-existent, it makes things up. Yeah, it'll just make or it'll just tell you something wrong. And it'll just make sense.
SPEAKER_04:So you have to say it so confidently, too. Yeah, it'll it'll it's like a professional gaslighter.
SPEAKER_01:It'll just gaslight you into thinking this is the right answer. And I think it's important to have the guardrails and you know, have the like if you don't know what you're dealing with, I think people rely on AI as like a crutch. Like you have to use it as a tool, and if you let it do the work for you, I mean I'm sure you've had AI contracts come your way.
SPEAKER_04:No, let me just bring this up real quick. We had a client hit us up. He he emailed me and Chris, hey guys, uh, I drafted this agreement with AI, just wanted to run it by you guys. We took it from a one and a half page agreement to 11 pages because it was missing so many industry standard terms and so many things that the AI just didn't pick up on, and the drafter, our client, didn't know that he needs to pick up on. So, like you said, it's good as a tool, but if you don't know, if you're not already going into whatever task you're assigning it with the requisite knowledge, you're just gonna rely on something that it outputs and it'll make it sound smart, but it can really screw over your business if you're relying on it without understanding, you know, the actual truth. So I think it's good, like I think it's really good for people who already have a strong knowledge base of whatever material they're working with. But if you're going in like, like let's say I go in there using it to work on a physics problem, I don't know anything about physics. So if I'm just gonna rely on what it tells me, it might be completely wrong. I don't know. You know what I mean? So that's that's kind of where we have to really have the right guardrails, the right training and knowledge.
SPEAKER_00:I remember you had mentioned that that that client had thought, hey guys, just give us a quick gloss. Yeah, like this shit. Like he was like, this is you know, it's basically a written contract.
SPEAKER_04:This will take like five minutes turned into a multiple hour drafting a whole new agreement for them. Yeah.
SPEAKER_01:No, and I think like that's a huge thing. Like people just need to learn what how to use it, and it's like it's a it's a tool, it's not the answer. Yeah, exactly.
SPEAKER_04:Um and then what about our other point? I want I want the listeners to know what you can you know, how you can service them, where you can service them, where they can reach you.
SPEAKER_01:So we're we're a POS, full service POS company. We do, you know, everything. We have our own loyalty platform, our own, you know, POS hardware, software. Um we do we offer payments as well, but we also are very you know ISO friendly and we allow you to bring your own payments. We won't touch your accounts as the industry term is, right? Um processor agnostic. And we're very um but yeah, we're we're a POS company that's really big in the C store, liquor, smoke, world, right? That's really where we really shine the best, but we do quick service and we kind of do it all, but we really to us the dream we're launching pay at the pump actually next month, so we'll have a full pay at the pump point of sale as well. We actually can control pumps and take credit cards outside. Yeah, these guys are killing the game. So yeah, that is that's great.
SPEAKER_04:Well, what part of the country are you servicing? Is it what country is? We're all over the US. Yeah, we're nationwide. Okay.
SPEAKER_01:Are you any plans to expand beyond the U.S.? We got our we did our Canada registration. So we are in Canada now. So we we do US. That's why I brought that up because I know we are US and Canada. Our PUS services both fully. So yeah.
SPEAKER_00:Cool. Yeah, so no, that was great. It was really, really great, Marty. It was a really pleasure having you here. I I actually want to ask a quick question. Just the future, 2026, as you guys are looking ahead. Is there anything that's kind of in the forecast uh for supersonic POS, you know, in terms of what you guys are beginning to plan for or anything of that nature?
SPEAKER_01:Yeah, I mean, pay at the pump we're launching, it's done. Um, we have like some agentic, so we've we'll launch our own e-commerce and we're getting into like agentic commerce and agentic AI or something that like that part of the world. So kind of like being able to like have your e-commerce. We we have a full e-commerce solution that a store can instantly go online with. And we've been working very detailed and as we do kind of some of the FSP stuff that we've been going through is being able to do like tobacco online and like some of those things and carburetor registrations and doing it properly, but being able and like taking driver licenses, scanning it at you know, during delivery and doing the full so we have the whole kind of we work with you know large tobacco, we do scan data today. We're a tier four provider, so we do, you know, basically full loyalty platforms on our app. We are integrated with big tobacco as well, so we can do that. Um we give, yeah, we're looking to kind of go become a full FSP. We're doing our, you know, we have e com product coming out, we pay at the pump, and I think what's gonna be really exciting is when we start looking ahead, kind of just the future of everywhere payments is going, kind of there.
SPEAKER_04:What I took from that, Jeremy, is a lot of work for us. Absolutely.
SPEAKER_00:Yeah, you're gonna keep Leo very, very busy. I can see. Yeah, that's great. Well, thank you for listening this long to the Payments Experts Podcast, a podcast of Global Legal Law Firm. We've had the uh real pleasure of having Mahdi Hussein joining us from Supersonic POS. Modi, it was really great having you here. Um, really quick for the last for the audience, where do you want them to find you? How can they find you?
SPEAKER_01:SupersonicPOS.com. You can also email us even myself at Mādi at supersonicps.com.
SPEAKER_00:Actually, you want to give out your cell phone number? Social security, please.
SPEAKER_01:Someone has it.
SPEAKER_00:All right, excellent. Uh, we will see you on the next one. Leo, as always, thank you very much as well. It is a wonderful podcast. Thank you. Bye-bye. Oh, man. Thanks. Hey, really great work. That was great. I know I love it. Thank you for listening to this episode of the Payments Experts Podcast, a podcast of Global Legal Law Firm. Visit us online today at global legal lawfirm.com. Matters discussed are all opinions and do not constitute legal advice. All events or likeness to real people and events is a coincidence.