心靈書架 Spiritual Bookshelf スピリチュアルな 本棚 Spirituelles Bücherregal
Podcast名字『心靈深處』的由來，是因為在每個人的內心深處，都有一個看不見的書架，上面擺放著各式各樣的書，可能是一本自己過去所讀過而且對自己幫助很大的好書，也可能是某一段人生經歷在心靈深處所刻劃出的一本無形的書。
The name “Spiritual Bookshelf” comes from the idea that deep within everyone, there’s an invisible bookshelf. This bookshelf holds all kinds of books—it could be a great book you’ve read in the past that helped you a lot, or an invisible book shaped by your life experiences, etched into your soul.
ポッドキャストの名前『スピリチュアルな 本棚 』、人の心の奥深くに「見えない本棚」があるという考えに由来します。その本棚にはいろいろな本が並んでいます。過去に読んで自分を大きく助けてくれた本だったり、人生経験から心に刻まれた「目に見えない本」だったりします。
Der Name „Spiritual Bookshelf“ stammt von der Idee, dass jeder tief in sich ein unsichtbares Bücherregal hat. Dieses Regal enthält viele verschiedene Bücher – vielleicht ein Buch, das dein Leben verändert hat, oder ein unsichtbares Buch, das aus deinen Lebenserfahrungen entstanden ist und in deiner Seele verewigt ist.
這是一個非營利、沒有廣告、純分享的Podcast，如果您喜歡我們的頻道，歡迎您訂閱並分享給可能也有需要的朋友，我們預計每個星期推出一個新的單集，並且分別用中文、英文、日文及德文四種語言播出，Podcast的主題著重在『如何讓人生過得更美好、更精彩、更充實。』
This is a non-profit, ad-free, sharing-focused podcast. If you enjoy our channel, feel free to subscribe and share it with friends who might benefit from it. We release a new episode every week, available in four languages: Chinese, English, Japanese, and German. The podcast’s theme is all about how to live a better, more exciting, and fulfilling life.
このポッドキャストは非営利で広告もなく、シェアすることを目的としています。もし気に入っていただけたら、ぜひチャンネルをフォローして、必要な方にシェアしてください。私たちは毎週新しいエピソードを公開し、中国語、英語、日本語、ドイツ語の4言語で配信しています。テーマは「どうすれば人生をより良く、より素晴らしく、より充実したものにできるか」です。
Dieser Podcast ist gemeinnützig und werbefrei. Wenn dir unser Kanal gefällt, abonniere ihn gerne und teile ihn mit Freunden, die ihn vielleicht auch brauchen könnten. Jede Woche veröffentlichen wir eine neue Episode in vier Sprachen: Chinesisch, Englisch, Japanisch und Deutsch. Das Hauptthema des Podcasts ist: Wie kann man ein besseres, spannenderes und erfüllteres Leben führen?
主持人飛利浦在台灣完成大學，到美國留學、在美國工作，後來回到台灣，擁有台灣、美國會計師及美國管理會計師資格，協助過五家公司股票上市櫃，擔任過一家科技公司的總經理及幾家上市櫃公司及跨國集團的財務長、人資長、採購長，曾協助公司進行多次的海內企業併購，並在美國進行多次專利訴訟及商業訴訟，熱愛語言的學習，通過了日語N2及德語B 2檢定考試，喜歡透過閱讀學習，來幫助自己、幫助別人找到解決各種問題的方法，活出充實美好的人生。
Our host, Phillip, completed his college education in Taiwan, then studied and worked in the United States before returning to Taiwan. He is a certified CPA in Taiwan and the U.S., as well as a CMA in the U.S. He has helped five companies go public, served as a general manager at a tech company, and worked as CFO, CHRO, and CPO at several listed and multinational corporations. He has rich experience in cross-border mergers and acquisitions, U.S. patent litigation, and commercial lawsuits. Phillip loves learning languages—he passed the Japanese N2 and German B2 exams. He enjoys learning through reading, solving problems, and helping himself and others live a fulfilling and meaningful life.
ホストのフィリップは台湾で大学を卒業後、アメリカに留学し、そこで仕事を経験した後、台湾に戻りました。彼は台湾とアメリカで公認会計士の資格、さらにアメリカで管理会計士の資格を取得しています。これまでに5社の上場を支援し、技術会社の総経理や、上場企業や多国籍企業のCFO、人事部長、調達部長を歴任しました。また、国際的なM&A、アメリカでの特許訴訟、商業訴訟にも多く携わってきました。
フィリップは語学の勉強が大好きで、日本語能力試験N2とドイツ語B2の試験に合格しています。本を通じて学び、問題を解決し、自分自身や他の人を助けながら、充実した人生を送ることが彼の喜びです。
Unser Gastgeber Philipp hat sein Studium in Taiwan abgeschlossen und danach in den USA studiert und gearbeitet, bevor er nach Taiwan zurückkehrte. Er ist zertifizierter CPA in Taiwan und den USA sowie CMA in den USA. Er hat fünf Unternehmen beim Börsengang unterstützt, war Geschäftsführer eines Technologieunternehmens und hat als CFO, CHRO und CPO bei mehreren börsennotierten und multinationalen Unternehmen gearbeitet. Außerdem hat er viel Erfahrung mit internationalen Fusionen und Übernahmen sowie mit Patent- und Handelstreitigkeiten in den USA.
心靈書架 Spiritual Bookshelf スピリチュアルな 本棚 Spirituelles Bücherregal
Spiritual Bookshelf Episode 41 : How to Build Financial Wisdom – Part 8
Hey everyone, and welcome back! Hope you've had a great week.
Today, we're diving back into Charlie Munger's amazing book, *Poor Charlie's Almanack*. We're continuing our discussion on the nine major flaws he identified in the field of economics. Munger argued that these aren't just minor theoretical issues; they're huge blind spots that arise because economics relies too heavily on mathematical models, often ignores real-world complexity, and fails to integrate knowledge from other fields.
Let’s pick up on two more of these key flaws.
Flaw #4: The Failure to Consider Complex, Cross-Disciplinary Interactions
Economic models often make a huge oversimplification: they assume variables are independent and don't affect each other in complicated ways. Munger pointed out that this is a dangerous assumption. The real world isn't a simple machine with separate gears; it's a complex, interconnected system, much like an ecosystem.
To illustrate this, he brought up the "Butterfly Effect" from chaos theory. This concept, first proposed by meteorologist Edward Lorenz, showed that a tiny change in a system's initial conditions could lead to massive, unpredictable differences in its long-term outcome. As Lorenz famously put it, "A butterfly flapping its wings in Brazil could set off a tornado in Texas." This is a perfect metaphor for how a small change in monetary policy, for example, could trigger a huge, unexpected economic consequence.
So, how can we apply this lesson from the Butterfly Effect to our own lives and finances?
First, start small to create big long-term impact.
Second, pay attention to your initial conditions.
Third, understand and amplify positive chain reactions.
Finally, be on the lookout for negative Butterfly Effects
Flaw #5: The Neglect of Historical Lessons
Munger criticized economists for repeatedly failing to learn from history. They often get caught up in new models and theories, only to ignore the clear lessons from past events like the Great Depression of 1929 or Japan's asset bubble in the 1990s. These events provided powerful evidence about the dangers of excessive leverage and speculation, yet the lessons are often forgotten.
Warren Buffett is a perfect example of a successful person who deeply understands the value of history. He studied the Great Depression and the market downturns of the 1970s. This taught him that excessive leverage and speculation inevitably lead to crashes, so he built his entire investment philosophy around low leverage and focusing on the long-term value of a business.
In our own lives, failure—both our own and that of others—is our most valuable learning tool.
A. Learn from your own failures.
When you experience a setback, don't just feel bad. Pause and ask yourself: Why did this happen? What did I learn? What will I do differently next time? By analyzing your mistakes, you can turn them into a clear plan for improvement.
B. Learn from others' failures.
Read biographies, listen to your friends' struggles, and observe the mistakes of others. This is like a shortcut to wisdom. It can help you avoid making the same errors and gives you new perspectives on how to handle challenges. It also builds empathy and reminds you that no one is perfect, which makes you more resilient in your own struggles.
And with that, we’ve come to the end of another episode. I hope you've found some valuable insights today. Remember to find some time to put these ideas into practice.
If you enjoyed the episode, please subscribe and share it with someone you think might also benefit.
I wish you all the best as you continue to learn and practice financial wisdom, so that you can live a happy and abundant life. See you next time!