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Safe Money Radio with Brad Pistole
Safe Money Radio host Brad Pistole is a nationally recognized Financial Professional who specializes in planning that protects principal from stock market volatility and creates guaranteed lifetime income. Listen here to receive insights from Brad and hear what he has to say regarding retirement income planning.
Episodes
151 episodes
American College of Financial Services (Horizons Conference): Part 4
Social Security headlines push a lot of smart people into costly snap decisions, and the most common one is racing to claim at 62 out of fear. We sit down at the American College Horizons Conference with Dr. Jason Fichtner, former deputy commis...
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American College of Financial Services (Horizons Conference): Part 3
When the market moves, your account balance may swing, but the factor that can quietly rewrite your retirement is taxes. We’re back at the American College of Financial Services Horizons conference with three interviews that zoom in on the deci...
American College of Financial Services (Horizons Conference) 2026: Part 2
The most expensive retirement mistakes are rarely about picking the wrong stock. They usually come from blind spots: taxes you did not see coming, income tools you never learned, and assets you forgot to count. From the sold-out Horizons 2026 c...
American College of Financial Services (Horizons Conference) 2026: Part 1
Retirement plans don’t usually fail because of a bad spreadsheet. They fail because of a life event. From the sold-out Horizons 2026 conference at The American College of Financial Services, we bring you three powerful conversations that hit th...
Why More Retirees Choose Safety Over Big Returns
You can be a thrill seeker and still buckle your seatbelt, and that simple truth is the best metaphor for retirement planning I know. With Peak 65 here, more families are reaching the “now what?” moment at the same time, and the questions are g...
Social Security Timing with Expert Heather Schreiber
If you’ve been told “just take Social Security at 62” because the system is running out of money, pause. We sit down with Heather Schreiber, our go to Social Security and retirement income planning expert, to unpack what insolvency actually mea...
How A Finance Professor Built A Retirement That Lets Him Sleep Well At Night
You can know all the rules of money and still get blindsided by retirement. Brad sits down with Dr. Kevin Lynch, a former CFP program instructor with 20 professional designations, to talk about what happens when the paycheck stops and the decis...
Roth Conversions Explained With The Five-Year Rules
“Convert or not convert?” sounds like a simple yes-or-no question until you run headfirst into the Roth IRA rulebook. We break it down in plain English, starting with the real difference between tax-deferred retirement accounts like traditional...
Stop Betting Your Retirement On Perfect Timing
The market can drop hard, surge 1,125 points in a day, then whipsaw you again and that’s a nightmare if you’re retiring right as you start taking withdrawals. I talk straight about what I’m seeing at the end of Q1 2026, including a real panic c...
Seven Smart Reasons To DELAY Social Security
Social Security isn’t a “pick a date and hope” decision, it’s a lifetime income lever that can change your retirement and your spouse’s future. We’ve heard all the noise: claim at 62, Social Security is going broke, take it and run. We slow it ...
7 Reasons to Claim Social Security EARLY!
The internet is packed with confident Social Security advice, but a lot of it collapses the moment you apply the real rules. We dig into why the “just claim at 62” message spreads, what parts of it are true, and where it can flat-out mislead yo...
A Clear Guide To Social Security Claiming With Real History And Real Numbers
Social Security is one of the biggest levers in retirement income planning, yet most people still make their claiming decision with a rule of thumb and a half-remembered story from a friend. We wanted to fix that. From our brand new studio, we ...
Maximize Social Security in 2026 with Joseph Jordan
Social Security is not just a government benefit. It’s a lifetime income decision that can define how retirement feels at 75, 85, or 95. We sit down with industry veteran Joseph Jordan to unpack why claiming rules feel confusing, why so many fa...
How To Plan For Parents’ Care And Protect Retirement Income with Heather Schreiber
Your retirement plan can get blindsided by one question you never budgeted for: “What happens if my parent can’t live alone anymore?” We get real about the moment caregiving begins and why it feels like you’re solving ten problems at once: safe...
How Medicare's IRMAA Can Erode Your Social Security Benefit feat. Paul Morrison
IRMAA isn’t a headline; it’s a hidden drain on retirement income that too many people meet for the first time in a letter. We sit down with our friend and IRMAA specialist Paul Morrison to expose how Medicare’s income-related monthly adjustment...
How To Bulletproof A Retirement Income Plan
A plan that looks perfect on paper can fall apart in a single day. We walk through two true stories that start with strong income, low rates, and tidy portfolios—and then get hit by the kind of events that no spreadsheet can predict. A cancer d...
Tax Myths, RMD Rules, And Smarter Retirement Moves for 2026
Tax season doesn’t have to feel like a gut punch. We pull back the curtain on the biggest myths—why a refund is not a win, why the “IRA deduction saves taxes” line is misleading, and how required minimum distributions can hijack your retirement...
From Journalism To Retirement Insights With ThinkAdvisor’s John Manganaro
Ever felt that jolt of panic when you imagine your savings running out too soon? We brought in ThinkAdvisor’s John Manganaro to pull fear out of the shadows and replace it with a plan. John’s journey from late-night policy reporting to leading ...
From Net Worth To Income: A Woman’s Retirement Playbook with Lynn Toomey
What if the safest path to a confident retirement starts with who you are, not how much you’ve saved? We sit down with Lynn Toomey, founder of Her Retirement and the More for Her Collective, to unpack a human-first approach that helps women fee...
Dave Ramsey Says Buy Term; Brad Does The Math And Brings Receipts
Imagine retirement income that ignores market swings while your heirs receive wealth without a tax surprise. That’s the blueprint we unpack as we walk through how permanent life insurance and lifetime annuities can lock in essentials, create ta...
Social Security 2026 Made Simple with Heather Schreiber
A comfortable retirement isn’t built on hope or hot tips; it’s built on coordination. We sit down with Social Security strategist Heather Schreiber to unpack what’s new for 2026, why a 2.8% COLA can feel smaller after Medicare premium hikes, an...
How To Keep The Governments Hands Off Your Retirement
A one-hour package turned into a 19-day odyssey across four states and seven planes—and it’s the perfect lens for understanding what happens when your retirement is ruled by someone else’s playbook. We take that vivid detour and map it onto 401...
The 10 Questions You Must Ask Before You Retire
Most people picture retirement as endless Saturdays, but the real question is what those Saturdays look like and how you’ll pay for them. We take you through the ten questions that shape a confident future: how to define your daily purpose, whe...