Episode 74: You’re Not Bad For Wanting More Money

Let’s talk about money without the cringe. We open up about our own money blocks, the stories we inherited about “being good,” and the moments we realized we were capping our worth out of fear. From there, we flip the script: money is neutral, meaning is learned, and flow beats stagnation. You’ll hear practical ways to notice where your body tenses around numbers, how to find your “flinch point,” and what it takes to expand your capacity to earn and keep more without panic.

We dig into the circulation model—treating money like water and blood. Payments become paychecks, donations become impact, and investments become jobs. That shift changes how you view pricing your work, especially in healing and service roles. Expect real talk on raising rates, why “working for free” isn’t noble when it burns you out, and how desire differs from worship. Wanting the nice bag or the safer car doesn’t make you greedy; giving money the power to decide who you are does.

Throughout, we connect beliefs and the nervous system. If your default identity is “I barely get by,” your habits and results will match it. We offer steps to reshape identity—clean boundaries, better opportunities, and aligned action—plus small practices to retrain your system: breathwork, celebrating tiny wins, and expressing gratitude for every dollar that enters your life. 

Transcript

SPEAKER_00 0:03

Welcome to the Heal Yourself Podcast, where we dive deep into all things healing. I'm Denise, a speech language pathologist and a self-love coach for adults and teens.

SPEAKER_01 0:15

And I'm Kira, a traditional naturopath and functional nutritionist, and we're here to guide you through the transformative process of healing your body, mind, and soul.

SPEAKER_00 0:25

From the latest in functional medicine to nurturing your relationship with yourself, healing trauma, and even transforming your money story. We're here to empower you with the knowledge and tools to create lasting change.

SPEAKER_01 0:39

So whether you're looking to heal physically, emotionally, or spiritually, join us as we explore the many paths to wholeness and wellness. Hey everyone, welcome back to another episode of Heal Yourself Podcast. Before we kick it off, we want to just make a little announcement that we have launched some premium content. Denise is in the background dancing. So, guys, these are bonus episodes. They're short, right? These aren't the 20 to 30 minute episodes, but super short, two to five, maybe 10 minutes max. It's us rambling, but we promise it's valuable rambles pertaining to things that we've been talking about in the podcast. We get a little bit deeper, get a little more personal. And we're also going to be taking QA's from people, meaning if you throw us a message on Instagram or wherever, we will address those questions in the premium content. And guys, you get the first week free and then you sign up. It's a whopping$2.99 a month, which is less than a cup of coffee now.

Why Talk About Money In Healing

SPEAKER_00 1:44

So it is because the uh Grande Hot Latte from Starbucks is five dollars and twenty-one cents.

SPEAKER_01 1:53

Thank you for knowing that. I'm not gonna comment.

SPEAKER_00 1:56

I think you can get it less if you don't do oat milk, but yeah, just to let you know.

SPEAKER_01 1:59

Okay. So yes, just wanted to share that, guys. Give it a try. Um, but yeah, today we're talking about money. Money, money, money. Um, I think this is a good topic. We've talked about money before, and I know we we had a guest on that talked about money, but the money conversation is never done when it comes to healing because it's like such a thing. Like, I will never forget when Denise and I launched our first program. I don't even when was this like eight years ago? And I was like, I don't know, like$49. And she's like, What? Girl, you have money blocks, and I'm like, what is a money block?

Spotting Money Blocks And Beliefs

SPEAKER_00 2:40

No, I didn't even know what it was. She's like, what if people can't afford it? I'm like, what are you the financial advisor or something? How would you know when they can cannot afford? Like, you're, you know, and that's how sometimes we approach things, like we think, oh, I can't charge this much because people can't. And it's like, you're not in their bank account. So, um, so yeah, I think this is something that, you know what, we're gonna also be transparent because this is how you and I roll. It is something that we have not been uh discussing because we have been a little bit uh insecure about it. And I, you know, told you the other day, because I know that this podcast really was very healing to me. Like it taught me a lot, right? And because the the all of the subjects and the guests and the research that went behind the scenes before we go on air, um it I was like, you know what, let's address it so we can also address the elephant in the room. Like, let's talk about it, let's be transparent about it, and let's just uh tell it what it is and see our perspective about it and what you and I understand from our mentors and everything that we learned about it.

SPEAKER_01 3:49

And I think it's just starting the conversation. We are not money experts, right? But we are experts around the healing space, and for a lot, healing needs to happen with money. And I mean, it's it's based on your upbringing, right? Like, even just starting this conversation with money, what happened in your body? Were you like, oh yeah, this is gonna be an awesome conversation, or was it like I'm like tensing up? I don't want to hear it. Yeah, yeah, or like one of the things one of my mentors once said is like I want you to just pretend, like close your eyes and pretend somebody gives you five dollars. You're like, oh my gosh, that's amazing, or like you find five dollars, somebody gives you twenty dollars, somebody gives you a hundred, somebody gives you ten thousand, somebody gives you a million. Where do you start to flinch?

Money Is Neutral, Meaning Is Not

SPEAKER_00 4:41

That can be really eye-opening. Yeah, and then I really also want to add something before I forget that we don't put a cap on like love. Like, why do we put cap on money? Right? You don't say, Well, you know what, I'm just gonna give you like five percent love or ten percent. You're not worthy of all my love, you know, or you know, whatever. So we just kind and I think also it is the society and the conditioning that we grew up in, and also this I don't know if it's the same mentor, but another mentor of ours, you know, he like it's just money is just the paper, right? It is the meaning that you give it, just like anything. You can go back to them to the meaning and interpretation episode that we did, right? So you give it, it's literally just a piece of paper that has the has numbers and colors on it, but it is what you do with that money that you give it meaning. Like, are you gonna take this money and for example pay for your car or pay for a trip? Or this is when it becomes like you know, the meaning that we give it versus what it actually is. So let's go back to just meet money is neutral, but I think as humans, and what we also learn unconditioned is to I mean, worship it because you worry too much about it, you do make it your master, and it's constantly like, oh, why can't you do this? I don't have money. Why can't you blah blah blah? Oh, I can't, because it's just a cost too much money, or money, money, money, and that's you're you're allowing that that paper or whatever on the card to because it's not paper anymore. Haven't seen it's a vision. Nobody takes cash anymore. Crypto. The heck is crypto. I still don't understand it anyway. So why are we attaching and giving it so much power? We're actually giving it our power. So, what's been helping me a lot is understanding that it's it should circulate just like the water and just like your blood, right? So when the water is stagnant, what happens to it, Kira? Gross, yucky, mosquitoes, and whatever. Same thing with your blood. If your blood doesn't circulate, it's true, right? Same thing with with the money, it's gotta keep circulating. And when you think about it, right now I'm paying this car payment, it's going to circulate and then give people jobs that are that are in the bank or in that car payment place. Or let's say you are paying, you go you went to a mom and pop shop and you bought coffee. Well, with that money, they're going and buying whatever for their kids or investing. And it's not just the spending, we're not just talking about spending, it's also the investment. When you are investing in your IRAs or whatever, or donating or to the charities, it is circulating, it's not staying where it is. So when you view it like it is giving other people's jobs, it's letting people buy their homes or whatever, this is when you understand that I don't want to hoard it or giving or let let it have power over me.

SPEAKER_01 7:46

Yeah. And I think this is where it goes back to the beliefs too of like, if you're listening and you're like, oh, I never have money or I want more money, you're like the majority of society, but then you've got to, you know, awareness, which we always say is number one. You've got to have the awareness because this was an area for me for a long time. When Denise first said you have money blocks, I started reading. I don't remember the book you told me a book to read. Denise. Get Rich Lucky Bitch. Yes, good book, guys. Good book. It was the first one I ever read. Um I think she has two of them now. She probably does. But it was, it was a it was an eye-opening one because I'm like, oh my gosh, like I have so many beliefs around money that I'm sure we're childhood. I don't know if it was all my parents, but even listening, mom, dad, I really hope you're not listening to this episode. But like, still to this day in my 40s, I'll hear like, why are you buying a cup of coffee? You can make that at home, or oh my gosh, you're spending that much when you're going out to dinner. And I grew up thinking like you don't spend, you know, lavishly, you need to save. I believed that like having a lot of money, it's so funny to say this out loud. It's like I believed and I didn't believe that having a lot of money made you bad because you would see people out there, but it was like, well, but I I see people who are making a lot of money and they're doing good stuff, but like for some reason that layered down within me was still like, ooh, but money is not good, even though it sounds so stupid to say out loud right now. So I think it's so important.

Circulation: Money As Flow, Not Hoard

SPEAKER_00 9:21

That's not the healing part is of you and me. And that's why I started this with the transparency, you know. So it is, it's just it's also our insecurities and our conditioning that we we grew up with. Or for example, like you said, you know, I mean, when someone has bad intentions, they're gonna do bad things, whether they have money or not. You know, yeah, sure, they may use money for bad intentions, absolutely. But what happens when someone like you has the money as is and is circulating it, right? For example, let's say, same when you redo your house, what are you doing to your neighbors? The value of your house is going up. When you are going out there and donating to charities, they're being able to do that, right? So it is the whole concept of just changing that perspective. I'm a good person and I do good with the money I have. I it I mean, if you are if you're if you're not charging for your services and you're being all noble and not charging for your service, how are you gonna buy your groceries? How are you gonna eat? How are you gonna continue circulating it? How be homeless?

SPEAKER_01 10:31

This is a big thing in the spiritual and the health world of people. Like, I can't tell you over the last decade how many people would be like, Why do you charge for your services? I'm like, it's still a job. You don't go to, you know, the car mechanic and say, I expect you to repair my car for free. You don't go to the grocery store and say, I should get my groceries for free. And it's the same thing. Like, this has taken work for me to even raise rates over the years. Because, like, wait a minute, this is a job. I have bills to pay. I have a kid. Like, I can't work for free. And those that are like, but Mother Teresa did.

SPEAKER_00 11:12

Are you sure about Mother Teresa made it raised a whole lot of money? A whole lot of money. And she didn't have any shyness or anything about raising money for the poor. Money, Mother Teresa. I think I I've heard it on Kathy Heller's podcast. She addressed it. It is uh she raised a whole lot of money, she had a lot of money circulating, she circulated the money, yes, right. Yeah, I mean, she chose not to maybe buy lavish things for her. I don't think she had a Louis Vuitton. No, but that's that's her choice, exactly. But that is her choice, right? So, and then but she was still serving, and even though, like you and me, for example, or other people who are buying the Louis Vuitton or Louis Vuitton, I have to say it correctly, or they're buying the lavish things, or they're going on lavish, uh, you know, but if they are also circulating the money, let's go back to circulating the money. You know, why are we making ourselves feel bad? Mother Teresa didn't want the bag, but you want to, and that is okay. You know what I mean? Like that it's uh it doesn't make you bad if you want that Range Rover or you want the whatever car your dream car is. It is not uh it's just how you choose to circulate the money and you are still in service, you know what I mean? Like we don't charge for this podcast. Yes, of course, right now we added premium content because we want to dive deeper, and it's like you know, talking to your best friend, right? When you have something you call your best friend, that's how we're addressing the premium content. We added that, but you and I put out so much content out there that is serving and that is free, but also we need to feed our kids and we need to, you know, invest in their activities and the world needs to keep going on. And again, let's go back to we don't put a cap on love. You don't tell your child, well, that you know what, because I can't afford it, I'm just gonna give you um 50% love today.

Pricing, Service, And Worth

SPEAKER_01 13:01

And I think that's that's a good point because we live in a society that for some reason thinks, okay, the money's bad or wanting is bad. Where, where anywhere does it say that wanting is bad? Worshiping is not good, but wanting is something else. And so you gave the love analogy. There's also the tree analogy, right? Yeah. Look outside right now, look at the trees. Do you think that at some point they're like, ooh, I shouldn't take any more water or sunlight because I might take some from the tree next to me, so I'm just gonna stop. Nature is all about abundance, as much as they can get, but for some reason, humans think it's not okay to want more when in reality it is perfectly natural to want more, but it's what are you doing with that?

SPEAKER_00 13:46

Absolutely. Desire is not that is worshipping. And again, when you're continuously giving money an excuse, this is when you're worshiping the money, you are giving it power over you. I can't do this because of this, I can't do this because of this, I can't do this because of this. And if you're listening to this right now and you're getting triggered, well, I have bills to pay. Guess what? Both of us do, and remember, triggers are lessons, and then oh, either or another one, the money comes in and it goes right away. Yes, because your nervous system is not safe holding it, and it's suspended so you feel safe, because you feel safe in that chaos and you feel safe and then not having it. So, this is where guess what? Good for you, you're being triggered. Take that trigger as a lesson and go work on regulating your nervous system and being able to hold more money because you will, because you're able to hold more love. Yeah, I don't tell you, well, guess what? Don't no mm-mm, no. And let's go back to the tree analogy. I got fired up right now. Let's go back to the tree analogy. When you plant a tree, is it just it? That's it. Yep, I planted a tree. No, that tree is gonna be the um, it's gonna generate way more trees because of the pollen and all that stuff. Like you mentioned, nature is abundant. Look how look out, look how and look at the squirrels hurting nuts in my ceiling right now. Oh gosh, yeah, the squirrel, they're being so abundant right there. She has a whole abundance. Back a while back, we had an abundance of rodents. I know, they're disgusting, and but they but they don't care, they they lay out their poop everywhere, right? You know, so it's just really important to take the triggers that you know, if if it's in your body, you're feeling it right now, like, oh my goodness, girls, you touched a cord, you touched something, love on it, yeah, love on it, and be like, dude, I have things to explore. Why? What did I hear growing up, and how can I change it? Remember, Kira and I are all four moments of awareness. We're not telling you to have huge transformations and great rainbows and daisies, and nothing's gonna, you're not gonna have problems. It's not gonna happen. No, but it's that 1% shift, that 1% change, that 1%, you know what? Hmm, I didn't think about it right now. So next time I buy a cup of coffee that's six bucks, I'm not gonna cringe and then you know make myself feel guilty. I'm just gonna be like, guess what? This money is circulating because it's giving these people jobs. Yeah, and that coffee shop is gonna pay for their kids' volleyball, and then their volleyball coach is gonna buy this car from another small business. You know what I mean? Like that's how it goes, and then you can keep it going.

Desire vs Worship And Abundance

SPEAKER_01 16:30

Yeah. And that's, I mean, you said it in the beginning money is neutral, it's not good, it's not bad, it doesn't mean that you're greedy, it doesn't mean that you are on a power trip, it doesn't mean that we need to shame people with money. Money itself is neutral, it's the person behind the money. And if you are scared of making more money, you're not making the amount of money you want, you can't hold on to the money, then that's a clue right there that some of your beliefs are not, you know, like worth questioning for sure. And you mentioned that nervous system piece, and I feel like I don't know the episode, guys, but we did we did interview someone and she talked about money, and she talked about not being able to hold on to money and just the idea that money issues very much relate to the nervous system because think about it, the nervous system is safety. If you again hear me say, Hey, do you think you can make$500,000 next year? And you're like, Absolutely not. Yeah, if you're panicking and freaking out, yes. Nervous system, it's nervous system. So all of the things that we talk about on here are relevant, they all tie in together, right? You have a relationship with money. So those relationship episodes we've done, even if you're not in a toxic relationship with someone else, do you have a toxic relationship with money?

SPEAKER_00 17:50

Aha. There we go. And it's time, it's time to heal it. It's time to heal, it's time, and then you know, again, if you're cringing, you're like, Oh my goodness, this is where the regulation comes in. Start questioning. Where did I get this belief? Yeah, go back to our previous episodes where we talked about questioning, we talked about putting meaning and interpreting, and and you know, and and when money is neutral, don't make it your master, don't worship it, don't worship it, it's not worth it. You don't go and worship the trees. I mean, there's tree hugging, but I guess you can. I don't know. You can worship the trees, whatever, but you know what I mean.

SPEAKER_01 18:31

Yeah, I get it. And that's the thing. Like, if you're because here's the thing I see stuff on social media and I cringe, right? I cringe. I've seen so many people, hey guys, I can't make my my payment this month. Can you cash at me? Can you Venmo me? I don't know if Denise is making faces. You haven't seen those? No. Oh my gosh. I see them. No, I'm not kidding you. I see it in the mom's Facebook groups, I see it all over. People give them money. People give them money, but here's the thing we've talked about thoughts, we've talked about beliefs, we've talked about emotions, being versus doing, like this all ties together. If you're struggling every month, right? And I'm not saying like we can all go through hardships. So absolutely, and you and I have. You and I have.

SPEAKER_00 19:19

We're not sitting here saying we have not. We have.

SPEAKER_01 19:23

But if every every month you're like, oh my gosh, it's such a struggle. I live paycheck to paycheck. I have this job that barely pays me. Who do you need to be in order to get a better job? Have make more money, hold on to more money.

SPEAKER_00 19:37

So are you holding on to that toxic job? Out of safety. Remember, it goes back to the safety. Do you need to change? Oh, there aren't any jobs out there. What do you mean there aren't any? There's jobs. Who says? Right again, it does go back to the belief and what you're willing to interpret, not interpret, and to that safety. So it is really important to start having the questioning. Question those beliefs, question those values that you grew up, question that upbringing. We're not saying to be, you know, to say, why did my parents do this to me or why did my community or whatever? You know what? They did the best they could with the tools that they have. Guess what? We're in 2026 and we have different tools, utilize them. There's different research about the thoughts, about the experiences, about the I mean, you know, our body can heal itself. I mean, look at Joe Dispenza's work.

SPEAKER_01 20:34

I know.

Triggers, Safety, And Holding Money

SPEAKER_00 20:34

So are you telling me that you cannot, you know, be make the money that you want to make? I'm like wrong, just wrong, you know, and all like there's an abundance. Look at the abundance that we have in in our bodies, the cells that we have, the functions it does. Why are we giving so much meaning and so much power to just this? And I've done it before, and I have been in hardships, absolutely living paycheck to paycheck, or like, oh my gosh, what am I gonna do? I have, but the minute I started healing my nervous system and being safe in my body, this is when things started to shift. Yeah, you know, I remember I would be like, I would see money like a coin on the on the ground and be like, oh whatever, it's a dime, who who freaking cares? But now, no, I make the intention of say, thank you, universe, for sending me this abundance, even if it's a dime or a penny. Because it's a relationship, right?

SPEAKER_01 21:38

When your kid tells you I love you, you don't just say, Oh, thanks. It's the same, it's the same thing.

SPEAKER_00 21:45

Find the excuse me, I have 10% today. Take that back, right? So you don't, yeah. So I've started to also appreciate, and it's not just the abundance of the and we've talked about it, we're meant for more, not just in material. materials in everything. Just you know, today is a great day. I'm open to receive. But again though, don't tie in your worth to how much you make or how much is in the bank or how much investments or how much material how many materials things you have. That means want it, desire it, manifest it, but let go of the how and the when.

SPEAKER_01 22:24

Yeah.

SPEAKER_00 22:25

And this is when miracles start happening. Yeah take aligned actions. I get it.

SPEAKER_01 22:31

So that's not even money. It's not even the money that people are after. And you know if someone's like yes it is it's it's the money for the groceries. No, it's the groceries or it's the trip or it's the shoes or it's the car or it's the house. It's those things that you're after money usually.

SPEAKER_00 22:47

Yeah it's the feeling so start questioning right now like why do I want that money the card the whatever it is the uh the the feeling you know you want peace you want happiness you want comfort you want excitement you want adventure have them now with or without it have them now with or without it have the peace whether you have five dollars in your bank account or five million because the money doesn't buy the peace sure it buys the comfort I'm not gonna deny it absolutely not and you and Ira have seen stories after stories about people who had nothing who were homeless who were probably in prison you we know stories right of people who overcame that just because they thought and they changed differently because when you think differently you feel differently you change the habits you will be that person with those new emotions you will become a different person hence you change your personal reality and go back to the ground how day episode yeah last no so if you're living paycheck to paycheck why am I living paycheck to paycheck what needs to change who do I need to be so I don't live paycheck to paycheck what am I tolerating when money comes in do I have to spend it just to feel safe why questioning everything.

Identity Shifts For Earning More

SPEAKER_01 24:02

It's being your own best coach at the end of the day yeah absolutely we can we can end it there your mic drop moment so I was done there we go yeah no I know we we I know we talked a lot but we oh we're all about moments of awareness and that 1% shift if you're gonna leave right now be like you know what I'm just gonna change that one percent shift about it or I'm even just gonna start questioning my relationship with money that's great exactly exactly exactly so uh and usually with the breathing okay and with the affirmation today's affirmation is I am abundant I am abundant all right so we are going if you're driving please do not close your eyes can you imagine someone like they both close my eyes but if you're not driving please make sure you put your hand on your heart another hand on your stomach and let's breathe in for four two three four hold for four three two one and exhale for four three two one while saying I am abundant we're just gonna do it one more time inhale for four two three four hold for four three two one and exhale for four three two one I'm abundant I am abundant set the world on fire all right guys you know what to do leave us a review please please please please if you've been listening we would appreciate the reviews and the follows on Instagram and share it with a friend who needs this information and we'll see you on the next episode