The Residual Real Estate Agent Show
My name is Jose Luiz Morales. I am 33 year old real estate agent & investor from Ventura, CA. I have been in the Real Estate Industry for the past 10 years. CEO of The Morales Group. My team & I have sold 500 properties & over 300 million in sales. Currently have a 10 million dollar real estate portfolio. My parents taught me from an early age to be an entrepreneur & to make smart investments. Entrepreneur from the age of 9. Father of Jose Luiz Jr, I consider myself a Family Man. Real Estate & Business Mentor/Educator. The purpose of this podcast is to educate & inspire young entrepreneurs and business owners by discussing current topics related to Real Estate, Finance & Business.
Episodes
269 episodes
The "Fire Sale" Trap: Why Heirs Lose $100K+ in Probate
Stop waiting years for your money! Learn how to get your inheritance money early using a Probate Cash Advance to unlock the funds you need right now.The probate process is notoriously slow, often taking anywhere from six months to three...
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43:28
How To Buy a 2.75% Interest Rate in 2026
Thinking about buying a home but priced out by 7% interest rates? You might be missing things you need to know before assuming a loan. In this episode, we break down exactly how to bridge the "cash gap" and reveal the secret strategy that lets ...
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8:13
Stop Building ADUs In California (Unless You Live Here)
Thinking about developing land? Before you buy property for sb 9 lot split projects, you need to understand the hidden costs like Mello Roos explained in this episode, or you risk going bankrupt.Many new investors in real estate investi...
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7:11
How to Scale to 500 Deals (The "Zero Downtime" Method)
If you are stuck doing $15/hr admin work, you are bottlenecking your growth. In this episode, we break down the exact strategy for building a real estate team that runs on autopilot. Learn why most agents fail at delegation real estate and how ...
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35:57
Stop Buying Deals (Until You Do This)
Struggling to scale your investments because property management headaches are eating your profits? In this episode, Jose Luiz Morales reveals the "boring" truth behind scaling to 400+ units. Most investors fail to grow because they ignore the ...
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8:12
What Lenders Really Look For In Your Cash Flow Analysis
Are you choosing the right debt for your growth, or is your Business Line of Credit vs Term Loan decision actually a trap? Understanding the Business Line of Credit vs Term Loan difference is the only way to protect your profit in a shifting ma...
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7:02
Owner Financing With Low Money Down (What’s Realistic)
Are you tired of the bank taking all your profit through interest heavy 30 year loans? In this episode, we dive deep into creative finance and the specific "levers" you can pull to gain total control over your real estate deals. If you have bee...
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8:21
Reverse 1031 Exchange: Buy Before You Sell
Found a great investment opportunity but haven't sold your property yet? Learn how to use a Reverse 1031 Exchange to buy your next deal first and leverage Creative Financing for Real Estate to close fast.Discover the "Equity Swap" metho...
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7:08
How to Fund ANY Deal With Seller Financing! Don't Let the Bank WIN
Are you tired of losing investment opportunities because you can't bypass the bank? This in-depth Seller Financing strategy guide reveals how investors are using the 5 Negotiating Levers to secure high-equity deals and generate massive returns!...
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1:02:59
How Investors Are Buying Commercial Buildings With Less Cash Upfront
Most lenders demand 25-30% down and perfect tax returns to buy a commercial building. But with this creative financing strategy, you can purchase commercial property with just 10% down and no tax returns required.In this episode, we bre...
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6:24
How to Buy Your Parents' House (No Cash Needed)
Stop saving for a down payment if you are buying house from parents! 🛑 In this episode, we explain exactly how does a gift of equity work so you can potentially close on a home with $0 cash out of pocket. If you are looking into buying a home f...
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8:16
Business Credit Cards vs Lines of Credit
Are you confused about the difference between a Business line of credit vs term loan and terrified of getting rejected by the bank? Many business owners struggle to secure capital because they do not understand the specific Business loan requir...
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21:21
What You Need to Finance a Car Under Your Business
Have you ever wondered how to finance a car under your business name and actually make it work without wrecking your personal credit? This episode pulls back the curtain on exactly how that process works, from documentation to bank approvals, s...
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17:35
Agent Millionaire Secret: How To Turn Tax Savings Into 10 Houses
Tired of paying massive taxes on your real estate commissions? High earners get hammered in taxes, but top investors use a simple agent tax strategy to get ahead. This episode reveals the ultimate wealth-building tactic, where your...
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33:05
Stop Saying “Bad Leads” — Start Fixing Your Sales Process
Most agents think rejection means the end of a deal, but the truth is, it’s just redirection. Your lead conversion struggles aren’t about bad leads; they’re about how you communicate, follow up, and earn trust. It’s time to fix the process that...
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9:15
Creative Financing 101 for Realtors | From Sales to Wealth
Tired of selling homes but never owning any? Learn how creative financing strategies help real estate agents grow beyond commissions and start building real wealth through ownership, not just transactions.Most agents start their careers...
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7:31
Sell Your Business Right: Steps You Don't Want To Miss for a Profitable Exit
Thinking about selling your business but not sure where to start?Understanding how to sell your business the right way can mean the difference between walking away with what it’s really worth, or leaving thousands on the table. In th...
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1:04:21
The Best Lead Generation Sources for Real Estate 2025
What if the next big real estate opportunity isn’t in houses or apartments; but in RV parks? Mychele Bisson turned small rentals into a 56M portfolio by focusing on one powerful niche that most investors overlook, RV parks. Her jou...
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1:05:58
Government Shutdown: The Shocking Impact on The Real Estate Market
Government shutdown is here; will it freeze your real estate closing and delay your home deal? Find out what this means for mortgages, FHA loans, VA loans, and flood insurance.When uncertainty hits, buyers, sellers, and realtors need cl...
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22:39
How Virtual Wholesaling Can 10x Your Business in Half the Time
Ready to close deals from your couch? What if you could scale your wholesaling business remotely; no driving, no office, just deals from anywhere. Virtual wholesaling is the key to 10x your business without the grind. Learn how to leverage your...
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48:39
No Equity? Here’s How to Finance Your ADU
Wondering how to finance an adu when you have little or no equity? In this episode, Jose Luiz Morales sits down with lending expert Mike Yates to explain an incredible program that offers 100% financing home loan options, plus a $15,000 grant f...
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10:14
How Buyers Cover the Gap on FHA/VA Assumable Loans
Want a low-rate assumable mortgage without a huge check at closing? This buyer guide shows how a VA loan assumption or FHA loan assumption can stay affordable by covering the equity gap with a smart second and a clear assumable mortgage process...
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12:34
The Tech Every Real Estate Business Needs in 2025!
Looking for the best CRM for new real estate agents and wondering what tech you actually need when starting your business? In this episode, Jose Luiz Morales breaks down the systems, tools, and real estate technology that help new agents and in...
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31:35
The #1 Way Real Estate Agents Can Get More Deals
In this powerful interview, discover the real estate investing business model that's changing the game for agents. Don't be an agent who is "leaving money on the table." Learn the secrets to how to make more money in real estate by serving your...
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25:50
$15K Grant + 100% Financing = Your Path to Homeownership
Are you ready to buy a home with no money down? In this episode, we explain how to use a 100% financing program and a $15K grant available to qualified buyers. Learn how you can get into a home with zero down and receive financial help with clo...
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16:23