Extreme Personal Finance Show
Personal finance doesn't have to be boring. We refuse to let it be.
The Extreme Personal Finance Show is where financial independence meets a crushing guitar riff. I'm Chris, early retiree, tech guy, and lifelong metalhead. I built this show for people who wanna take control of their money and their lives!
We cover everything from building wealth, killing debt, investing for the long haul, side income, real estate, retirement planning, and the mindset shifts that make all of it actually stick. No filler, no BS, no 47-minute intros.
Each week I sit down with brilliant guests from the FIRE movement and beyond. These people who've cracked the code and are generous enough to share it. Plus solo episodes where I break down the stuff nobody talks about at the dinner table but everybody needs to hear.
This isn't your parents' money podcast. Strap in and hold on tight!
HORNS UP! 🤘🤘
Episodes
126 episodes
Why Women Need Their Own FI Space with Kim Hunter-Borst | 111
Why Women Need Their Own FI Space with Kim Hunter-Borst | 111Why do women need their own space in the financial independence world? This week I sit down with Kim Hunter-Borst, the heart and driving force behind Women of FI, to talk about...
Real Men Ask for Help: A Divorce Coach's Guide to Rebuilding After Rock Bottom | 110
Real Men Ask for Help: A Divorce Coach's Guide to Rebuilding After Rock Bottom | 110Divorce doesn't just wreck your heart. It wrecks your bank account, your identity, and sometimes your whole sense of who you are. This week on the Extrem...
One More Year Syndrome: Why You’re Afraid to Retire Even When You Have Enough | 109
One More Year Syndrome: Why You’re Afraid to Retire Even When You Have EnoughYou reached your financial independence number. The retirement calculators say you are ready. Your expenses are covered, your investments are in place, a...
The Budgeting Method That Actually Sticks: Values-Based Budgeting Explained | 108
LEAVE A REVIEW on Apple Podcasts for a chance to Win JL Collins’ A Simple Path To Wealth! Most budgets fail, and it's not because you lack discipline. It's because traditional budgeting is built backwards. In this solo episode of th...
Money Scripts: Why You Handle Money the Way You Do | 107
Money Scripts: Why You Handle Money the Way You Do | 107There's a subconscious reason why and how you make every money decision.In this solo episode, Chris dives into money scripts, the subconscious beliefs about money that get pr...
8 Money Rules with Nik Johnson | Chris on Everyday Money Heroes | 106
8 Money Rules with Nik Johnson | Chris on Everyday Money Heroes | 106Chris Luger didn't grow up wealthy. He didn't have a finance degree. He started over from scratch after a divorce in 2015, barely knowing what a budget was. Nine...
Creative and Fun Ways to Save You Money with FinanceRox | 105
Creative Ways to Save Money Without Feeling Deprived with Roxanne Duckels of FinanceRox | 105Saving money doesn't have to feel like punishment. In this episode, Chris sits down with Roxanne Duckels, accountant, personal finance coach, an...
10 Things From Two Dudes on One Cruise | 104
What happens when you put 88 financially intentional people on a cruise ship headed to Alaska? Apparently, a lot of really good conversations, a few late nights, and at least one episode of the Extreme Personal Finance Show recorded on the fly ...
From $100K in Debt to Financial Coach with Justin Bennett | 103
From $100K in Debt to Financial Coach with Justin BennettFinancial coach Justin Bennett had the career, the house, and the wife by his mid-twenties. But, also over $100,000 in consumer debt he had no idea how to get out of. In thi...
Financial Literacy for Students: What Schools Don't Teach About Money with Dr. Paris Woods | 102
What Nobody Told You About Money in School (And Why That Has to Change) with Dr. Paris Woods | 102Dr. Paris Woods is back on the Extreme Personal Finance Show, and this time she's bringing the playbook she wrote specifically for the next...
Financial Independence Mindset: Escaping the Monday Grind with Angie Callen | 101
Money, Mindset, and No More Mondays: A Conversation with Angie CallenWhat does financial independence actually look like when you didn't start at 22 with a perfect plan? For a lot of us, the path to freedom started later, ...
How Starting Early Builds Wealth: Compound Interest and Roth IRA Explained | 100
Starting Early Is the Ultimate Cheat Code To Building Wealth | 100This is Episode 100 of the Extreme Personal Finance Show, and we're celebrating with one of the most refreshing conversations we've had on this podcast. Nolan Omit...
How to Pay for College Without Ruining Your Retirement with Jack Wang | 099
Paying for college is one of the most stressful financial decisions a family will ever face — and most families are navigating it completely blind. This week on the Extreme Personal Finance Show, Chris sits down with Jack Wang, wealth advisor a...
Employer Financial Wellness Benefits: How Brightside Reduces Financial Stress with Kristy Talorico | 098
What if your employer could offer you a personal financial assistant at zero cost to you? Not a webinar. A real human being who sits with you in the mess and helps you find a way out. That's exactly what Brightside does, and this week's...
First Steps to Financial Independence: Where to Start When You're Overwhelmed with Nik Johnson | 097
Feeling stuck and overwhelmed with your finances and not sure where to begin? You are not alone. In this episode of the Extreme Personal Finance Show, Chris sits down with Nik Johnson, host of Everyday Money Heroes, to break down exactly what t...
College Degree vs. Wealth Building: Does a 4-Year Degree Pay Off? | 096
Do You Really Need a College Degree to Build Wealth? (REISSUE) | 096This one keeps coming up in the comments, the inbox, and at meetups. So we're bringing it back.The college debate is lo...
$250K in Debt to Millionaire: Single Mom Financial Independence Story with Monica Scudieri | 095
$250K in Debt to Millionaire as a Single Mom with Monica ScudieriWhat does it look like to stare down $250,000 in debt, a fresh divorce, two young kids, and a collapsing economy Gulp?! all at the same time! Fo...
401k Access Crisis: Half of Workers Have No Retirement Plan and What's Being Done About It | 094
Half of American Workers Have No 401(k). Trump Just Made a Big Promise | 094Subscribe to the newsletter at moshpit.heavymetal.moneyDuring his record-breaking 2026 State of the Union address, President Trump made a surpr...
Early Retirement in Your 40s: Are You Actually Ready? A Financial Checklist | 093
Think You're Ready to Retire in Your 40s? Start Here.Retiring in your 40s sounds like the ultimate dream, kind of like your band selling out arenas, right? Everybody wants it. Most people talk about it. Bu...
Renting vs. Buying a Home: The True Costs Most People Ignore | 092
Renting vs Owning: The Real Costs Nobody Talks About (REISSUE) | 092originally published 8/18/21Renting vs. owning. It’s the personal finance debate that never dies. In this REISSUE from 2021, Chris and co-host April dig into the ...
It's Never Too Late to Start Investing: Building Wealth in Your 40s and 50s | 091
In this episode of Heavy Metal Money, Chris discusses the importance of financial education and awareness, emphasizing that it's never too late to start learning about money and investing. He addresses common feelings of shame associated wi...
8 Personal Finance Rules to Build Wealth and Achieve Financial Independence | 090
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FIRE Community and Group Coaching: Why Accountability Changes Your Money Journey | 089
In this quick solo episode, Chris jumps behind the mic to share what he’s been building behind the scenes at Heavy Metal Money, fresh insights from Podfest, and why community matters more than ever when it comes to money.Chris...
1% Better Every Day: Financial Wellness and Resilience Habits with David Gillis | 088
What makes some people freeze when things get tough, while others rise to the occasion? In this episode, I chat with David Gillis, a former U.S. Air Force officer and the owner of Spark Financial Wellness, about making tough choices, staying fi...
How to Build Wealth Through Real Estate and Reach Financial Independence with Dustin Heiner | 087
Become Successfully Unemployed: Dustin Heiner’s Real Estate Playbook for Financial FreedomEver dream of firing your boss, walking out of your 9–5 like a rockstar, and never waking up to an alarm clock again? <...
